src=9396587;type=ctpma0;cat=china0;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;npa=;ord=1? Domestic Helper Insurance | China Taiping SG

Domestic Maid Insurance

Key Benefits

Expenses Incurred due to Communicable Disease

Expenses Incurred due to Communicable Disease

Enjoy coverage extension that includes in-patient expenses in Singapore Government/Restructured Hospitals for communicable disease.

24/7 Global Protection

24/7 Global Protection

Get all-year-round global protection against death and permanent disability that are caused by accidents.

Repatriation Expenses

Repatriation Expenses

Get reimbursed for any related incurred expenses in the event that your domestic helper has to return home due to being medically unfit.

Hospitalisation and Surgery Expenses

Hospitalisation and Surgery Expenses

Get covered for hospitalisation charges in the event your domestic helper gets injured or sick caused by accidental bodily injury or illness.

Reimbursement of Salary and Levy

Reimbursement of Salary and Levy

In the event your domestic helper is medically unfit to work, the plan will reimburse any pro-rata salary and domestic helper levy.

Security Bond

Security Bond

Ensures that you are exempted from paying the security deposit of S$5,000 to Ministry of Manpower.

View Coverage
  Section Coverage Sum Insured (S$)  
Plan D1 Plan D2 Plan D3

1

Personal Accident Benefits:

A) Accident Death
B) Permanent Disablement
C) Medical Expenses

 

60,000
60,000
1,000

 

60,000
60,000
3,500

 

60,000
60,000
5,000

2

Repatriation Expenses

10,000

10,000

10,000

3

Hospital and Surgical Expenses Annual Limit
i. First Dollar Coverage
ii. Co-payment (Insured 25% : Insurer 75%)

60,000
Up to 15,000
Next 45,000

60,000
Up to 30,000
Next 30,000

60,000
Up to 60,000
-

4

Termination Expenses

NIL

250

500

5

Wages and Levy Reimbursement

NIL

20 per day
Max 60 days

30 per day
Max 60 days

6

Recuperation Benefits

NIL

20 per day
Max 60 days

30 per day
Max 60 days

7

Security Bond

5,000

5,000

5,000

Premium (S$)
Age 50 and Below (26 months) 594.00 648.00 702.00
Age 50 and Below (14 months) 356.40 388.80 421.20
 
Above 50 years old (26 months) 972.00 1,080.00 1,188.00
Above 50 years old (14 months) 604.80 658.80 712.80

OPTIONAL COVER

8

Bond Protector (Excess S$200)
Reimburses the insured for the loss of the Security Bond if forfeiture due to maid's fault, subject to an excess of S$200.

Additional premium of S$54.00

All premiums include GST.

Protected up to specified limits by SDIC.


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Useful Tips

Why is domestic helper insurance mandatory and important?

When you employ a domestic helper, you are responsible for her proper accommodation, safe working environment and medical needs. This includes bearing the full cost of her medical care should she requires treatment, including hospitalization.

Domestic helper insurance ensures comprehensive coverage during her employment. It is compulsory for employers of domestic helpers to purchase a Personal Accident insurance for them before they can be employed. The minimum sum insured is S$60,000. Any compensation payable must be made to them or their beneficiaries.

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