Domestic Maid Insurance

Our domestic maid insurance offers comprehensive coverage against unforeseen circumstances so that you and your family can be assured that she is well-protected.

Key Benefits

COVID-19 Incurred Expenses

Enjoy coverage extension that includes in-patient expenses in Singapore Government/Restructured Hospitals for communicable diseases such as COVID-19.

24/7 Global Protection

Get all-year-round global protection against death and permanent disability that are caused by accidents.

Repatriation Expenses

Get reimbursed for any related incurred expenses in the event that your domestic helper has to return home due to being medically unfit.

Hospitalisation and Surgery Expenses

Get covered for hospitalisation charges in the event your domestic helper gets injured or sick caused by accidental bodily injury or illness.

Reimbursement of Salary and Levy

In the event your domestic helper is medically unfit to work, the plan will reimburse any pro-rata salary and domestic helper levy.

Security Bond

Ensures that you are exempted from paying the security deposit of S$5,000 to Ministry of Manpower.

View Coverage

Section	Coverage	Sum Insured (S$)
Section	Coverage	Plan D1	Plan D2	Plan D3
1	Personal Accident Benefits: A) Accident Death B) Permanent Disablement C) Medical Expenses	60,000 60,000 1,000	60,000 60,000 3,500	60,000 60,000 5,000
2	Repatriation Expenses	10,000	10,000	10,000
3	Hospital and Surgical Expenses	30,000	36,000	40,000
3	Annual Limit (Extend to cover expenses for communicable disease inclusive of COVID-19 capped at an aggregate limit of S$15,000 in the policy period)*	15,000	18,000	20,000
4	Termination Expenses	NIL	250	500
5	Wages and Levy Reimbursement	NIL	20 per day Max 60 days	30 per day Max 60 days
6	Recuperation Benefits	NIL	20 per day Max 60 days	30 per day Max 60 days
7	Security Bond	5,000	5,000	5,000
Premium for 26-month coverage		S$353.10	S$374.50	S$406.60
Optional Coverage Premium Bond Protector (Reimburse the insured for the loss of Security Bond if forfeiture is due to maid's fault. Subject to an excess of S$200.)		S$53.50
Note: * Only cover in-patient expenses incurred in Singapore Government/Restructured Hospital for communicable disease inclusive of Covid-19. Expenses incurred at Quarantine centre or facility other than in a Singapore Government/Restructured Hospital as an inpatient shall not be covered. All premiums include GST.

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Protected up to specified limits by SDIC.

Article_-_Maid_Insurance-02 Domestic Helper Insurance | China Taiping SG

4 Key Areas Your Domestic Helper Insurance Should Cover

Useful Tips

Why is domestic helper insurance mandatory and important?

When you employ a domestic helper, you are responsible for her proper accommodation, safe working environment and medical needs. This includes bearing the full cost of her medical care should she requires treatment, including hospitalization.

Domestic helper insurance ensures comprehensive coverage during her employment. It is compulsory for employers of domestic helpers to purchase a Personal Accident insurance for them before they can be employed. The minimum sum insured is S$60,000. Any compensation payable must be made to them or their beneficiaries.

When should I get the domestic helper insurance plan?

Will the insurance plan protect my domestic helper when she returns to her home country during the holidays?

Why does the insurance plan cover 26 months rather than 24 months?

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Domestic Maid Insurance

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