Infinite Indexed Wealth (USD)
Where wealth evolves with timeless precision.
Infinite Indexed Wealth (USD) is a savings-oriented indexed universal life plan for wealth accumulation and preservation.
Key Benefits
Allocate your premiums between Fixed Account and Index Account:
Dual Growth Strategy
Allocate your premiums between Fixed Account and Index Account:
Fixed Account:
Guaranteed crediting rate of 4.5% p.a. in the first 2 policy years and the prevailing rate will not fall below the minimum crediting rate of 2.0% p.a..
Index Account:
Capture potential market upside with returns linked to the performance of “S&P 500 DRC 10% Index ER USD” and “UBS-CSOP GAMA Core Index ER USD”.
No cap on index performance to fully benefit when markets perform well.
Downside protection with 0% segment floor rate built in.
Choose to spread your Index Account premium over 12 months.
Enjoy 100% and 260% assumed participation rate for “S&P 500 DRC 10% Index ER USD” and “UBS-CSOP GAMA Core Index ER USD” respectively.
Option to reallocate your future premiums or rebalance your policy value.
Others Benefits
Flexibility To:
Select between single-pay or multi-pay (2-10 years).
Appoint a Secondary Life Insured.
Change life insured up to 3 times.
Death coverage of the life insured.
Hassle-free application with no health requirements.
Protected up to specified limits by SDIC.
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Useful Tips
Is motor insurance mandatory in Singapore?
Driving a motor vehicle without a valid motor insurance plan to cover third-party physical harm is against the law in Singapore. Having a motor insurance plan in place not only protects you against third-party liability, it also reimburses you if you accidentally cause damage to your own car or someone else’s property.
What information should I consider when choosing a motor insurance provider?
- The premium payable and excess applicable
- Unnamed drivers (including young and inexperienced) excess
- The types of coverages (Comprehensive/Third Party/Third Party Fire and Theft)
- Driver restrictions (if any)
- Workshop restrictions
- List of approved repair workshops
- Non-standard exclusions
- Accident reporting and claims filing procedures
- Cancellation and refund policy
How does the motor insurance provider calculate my policy’s premium?
Most motor insurance providers in Singapore use a “risk factor rating system” when calculating your policy’s premium. The premium is calculated based on these factors:
- Profile of the vehicle
- Profile of the driver(s)
- Usage of vehicle
- Type of cover required
- History of claims
- No Claim Discount entitlement
What information do I need to give my motor insurance provider?
To better assess your risk and set an appropriate premium, the motor insurance provider will need some basic information:
- Your age
- Usage of your vehicle
- Make, model and year of make/registration of your vehicle
- Any other person(s) driving the vehicle beside you
- Recent motor accident claims (if any) including all vehicles owned or driven by you in the last 3 years.
- NCD entitlement
- Has the vehicle been modified? Please provide details of modifications
- Years of Driving experience in Singapore
- Existing medical conditions or physical impairment that may affect the driving of car (if any)