Casualty Insurance / Commercial Insurance Plans
Regardless of the size and how intricate your business structure is, accidents may still occur at any time. With our Casualty insurance / Commercial Insurance plans, we are here to help you safeguard your business against any legal liabilities due to any accidental damage or injury to third parties.
Designed to protect yourself from any legal liabilities arising from your business operations. This includes accidental injuries or property damages caused by the negligence of employees, protecting you from any third party claims in Singapore.
Error & Omission (MCST)
Designed to cover you against the loss should members of the Council of the Management Corporation fail in their duty of care, which includes legal fees and damage expenses which you are legally liable for.
Work Injury Compensation
Designed to protect your employees by providing compensation to them and/or their loved ones in the event that the employee is injured during their course of work. This includes medical expenses and medical leave reimbursement and permanent incapacity compensation.
Casualty Insurance / Commercial Insurance helps to protect business owners from legal liability claims and damage costs, this is especially vital for all businesses. Having a Casualty Insurance / Commercial Insurance can help in minimising financial losses and also increase the credibility of your business as clients can be rest assured that your work is protected.
Below is a range of Casualty Insurance / Commercial Insurance plans that you may consider for your business:
- Burglary - Our Burglary Insurance solution, designed to protect against property damage caused by thieves and stolen property from the premises, covers damage or loss to your property caused by violent and forcible entry into or exit from the insured premise.
- Industrial All Risks - Developed to provide All Risks coverage for items like equipment, machinery, and the like. The plan protects the policyholder against damage to property or accidental physical loss.
- Equipment All Risks - Covers the property insured for damage in the case of an unforeseeable misfortune or accident.
- Business Interruption - The Business Interruption Plan covers for lost revenue and financial expenditures while you rebuild your company.
- Fire/Property All Risks - Intended to safeguard your properties against fire and lightning, including your warehouse, factory, home, as well as the contents and stock within them, like electric vehicle chargers and so on.
- Foreign Workers’ Medical Insurance - The Foreign Workers' Medical Insurance covers non-work-related medical expenditures incurred as a result of hospitalisation and/or surgery while on contract in Singapore.