Domestic Maid Insurance

Domestic Maid Insurance

Hiring a domestic maid is not always easy. Make room for more saving and ease of mind for you and your maid. China Taiping Insurance ensures that you can look after your maid’s wellbeing without it being a financial burden. Buy a Domestic Maid Insurance Policy from us, enjoy peace of mind!

promotions tg5

In celebration of our Company’s 80 years anniversary this year,  we are pleased to announce our Domestic Maid insurance promotion.  You will enjoy $80/$38 discount for 26/14 months respectively when you purchase online.

*Promotion is valid from 01/04/2018 to 31/12/2018*

Depending on the plan you have selected, here is the summary of basic coverage for 26 months: 

Personal Accident
24 hours worldwide cover for death, permanent disablement resulting from an accident. This also includes medical expenses for treatment of accidental injury.

Repatriation Expenses
We will pay for conveyance of the maid to her country of origin following an accident, sickness or disease which results in her permanent total disablement as defined under the policy.

Hospital and Surgical Expenses
Reimbursement of all necessary charges incurred by your maid as an in-patient as a result of accidental bodily injury or illness.

Termination Expenses
Reimbursement of charges incurred in respect of termination of maid's services as a result of being certified by a registered physician or surgeon to be medically unfit to work.

Wages and Levy Reimbursement
China Taiping Insurance will reimburse pro rata wages and levy imposed by the government should you suffer from loss of services from the maid caused by her hospitalization due to an illness or accident.

Recuperation Expenses
We will pay for the maid's daily recuperation benefits - during the maid's stay in a hospital as insured under Section 3 - Hospital and Surgical Expenses of this policy.

Security Bond
This security bond replaces the S$5,000.00 security deposit to be submitted to the Controller of Immigration. China Taiping Insurance requires a counter indemnity to be executed by you, the Employer. If you are a foreigner, a local guarantor or registered company is required as a third party guarantor.

Section Coverage SUM INSURED (SGD)
Plan 1 Plan 2 Plan 3
1. Personal Accident
A) Accidental Death $60,000.00 $60,000.00 $60,000.00
B) Permanent Disability $60,000.00 $60,000.00 $60,000.00
C) Outpatient Medical Expenses $1,000.00 $3,500.00 $5,000.00
2. Repatriation Expenses $10,000.00 $10,000.00 $10,000.00
3. Hospital & Surgical Expenses
Annual Limit
4. Termination Expenses NA $250.00 $500.00
5. Wages & Levy
NA $20.00 / Day
Max 60 Days
$30.00 / Day
Max 60 Days
6. Recuperation Benefits NA $20.00 / Day $30.00 / Day
7. Security Bond $5,000.00 $5,000.00 $5,000.00
8. Optional Cover (Additional Premium) # Bond Protector subject to excess of $200

# Reimburses the insured for the loss of the security bond, if forfeiture due to maid's fault, subject to an excess of $200

(Before GST)
  Plan 1 Plan 2 Plan 3
Premium (14 Months) $150 $170 $200
Premium (26 Months) $230 $250 $280
Bond Protector
(Subject to an excess of $200)

What does the Domestic Maid Insurance cover?

The Domestic Maid Insurance provides comprehensive coverage, which includes:

  • Personal accident coverage against accidental death, permanent disability and outpatient medical expenses
  • Repatriation expenses
  • Hospital & surgical expenses
  • Termination expenses (exclusive to Plan 2 and Plan 3)
  • Wages & levy reimbursement (exclusive to Plan 2 and Plan 3)
  • Recuperation benefits (exclusive to Plan 2 and Plan 3)
  • Security bond S$5,000

Why does MOM require me to have a 14 or 26 months insurance and bond when MOM only issues a 12 or 24 months work permit? Am I being charged premium for the extra two months of insurance and bond?

This is a MOM requirement. MOM requires all insurance and bond to have an additional two months cover so that in any event / reason the maid overstay in Singapore after her work permit expired, she is still covered under the insurance.

For China Taiping’s Domestic Maid Insurance policy, we charge the premium for a 12 or 24 months period only. We do not charge any additional premium for the additional two months cover.

Can I purchase only the $5,000 Guarantee Bond without the accompanying insurance?

Yes, you may do so.

Do I still need to pay for the $5,000 Security Bond to MOM when I already have purchased the $5,000 Guarantee Bond from China Taiping Insurance?

The $5,000 Guarantee Bond that you purchase with China Taiping Insurance only allows us to act as a guarantor by providing a Letter of Guarantee to MOM on your behalf. This frees you from the need to pay the $5,000 cash up front to MOM when you are applying for a maid.

If you or your maid breaches the rules and conditions set by MOM, MOM will call for the bond from us and we will recover it from you.

If I want to limit my liability on the $5,000 Security Bond, what additional coverage can I take up?

You can take up our Bond Protector. It will limit your liability on the $5,000 Security Bond to $200 instead. This is provided that the breach of the $5,000 Security Bond is not due to your negligence or fault. This is an optional cover and you will need to pay an additional premium for it.

What documents do I need to submit to China Taiping Insurance to buy the Domestic Maid Insurance?

Please provide the following documents for our processing:

  1. Duly Completed Application Form
  2. IPA (In-Principal Approval Letter) or Renewal Notice from MOM 
  3. The Copy of Employer’s IC 
  4. The Copy of Witness’s IC 
  5. The Copy of The Third Party Guarantor’s IC, if required 
  6. The Copy of Domestic Maid’s Passport 
  7. Premium Payment 


Questions Relating to other Products?

Visit our FAQ section.



For More Information

  • Sales Enquiry:
    Michelle Tan at +65 6389 6213 | Kelly Ho at +65 6389 6203 | Mitchell Tan at +65 6389 6216
  • Email:
    This email address is being protected from spambots. You need JavaScript enabled to view it.