Panda Safe

Panda Safe

Protect our future leaders

Children are our most precious gift. As parents, every little bits and pieces of our children's day to day activities brings  colours  to our lives. No matter how old are they, we would still treat them like our precious ones. Take up our Panda Accident Safe today  and protect them from any unforeseen accident

  

Special & Enhanced Features  In addition, we extend cover for the following:- 
  • 3 Different types of plan to choose
  • Worldwide 24-hour Protection against sudden, unforeseen and unexpected accident
  • Worldwide Terrorism Cover
  • Mobility Aid Cover
  • Childcare Closure benefit due to HFMD
  • No claim bonus up to 20% if you do not make any claim
  • Renewal up to 25 years old
  • 14 days Free Look Period (not applicable to renewals) 
  • Accidental Medical Expenses including SARS, Bird Flu (H5N1) and Dengue Fever
  • Dental Treatment due to an accident
  • Bereavement Expenses
  • Accidental Miscarriage
  • Animal Bites or Insects
  • Treatment expenses from licensed Chinese Physicians, Acupuncturists and Bonesetters
  • Strike, Riot and Civil Commotion Extension
  • Murder and Assault Extension
  • Drowning or Suffocation
  • Hijacking
  • Disappearance 

 

 SECT Benefits of PANDA SAFE Sun
 (SGD)
Moon
 (SGD)
Star
 (SGD)
1 Accidental Death & Permanent Disablement $50,000 $100,000 $150,000
2 Accidental Medical Expenses Incurred (Limited to Any One Accident) $2,500 $5,000 $7,500
3 SARS / Bird Flu / Dengue fever / HFMD (Medical Expenses) $500 $1,000 $1,500
4 Bereavement Expenses $1,000 $2,500 $5,000
5 Treatment expenses from Licenced Chinese Acupuncturists, Bonesetters $500 $500 $500
6 Mobility Aid $1,000 $1,000 $1,000
7 Childcare Closure Due to HFMD Benefits (Reimbursement up to 2 weeks) $50/day $75/day $100/day
8 Child Guard Payout (In event when both parents died together in an accident) $5,000 $10,000 $15,000

 

TABLE OF BENEFITS
Item Description % of Capital Sum Insured
1. Death 100%
2. Total paralysis of all limbs 100%
3. Total and permanent loss of all sight of
     - both eyes
     - one eye

100%
100%
4. Loss of sight of one eye, except perception of light 50%
5. Total loss of hearing
     - both ears
     - one ear

75%
20%
6. Total loss of speech 50%
7. Total loss of speech & hearing (both ears) 100%
8. Total loss by physical severance or total and permanent loss of use of
     - two whole limbs or two feet / hands
     - one leg at hip or between hip and ankle
     - loss of one arm at shoulder or between shoulder and wrist
     - one hand or one foot

100%
100%
100%
100%
9. Total loss by physical severance or total and permanent loss of use of both thumbs and all fingers 100%
10. Total loss by physical severance or total and permanent loss of use of thumb and four fingers of one hand 50%
11. Total loss by physical severance or total and permanent loss of use of four fingers of one hand 40%
12. Total loss by physical severance or total and permanent loss of use of thumb
      - both phalanges
      - one phalanx

25%
10%
13. Total loss by physical severance or total and permanent loss of use of index finger
      - three phalanges
      - two phalanges
      - one phalanx

15%
10%
5%
14. Total loss by physical severance or total and permanent loss of use of middle finger
      - three phalanges
      - two phalanges
      - one phalanx

10%
7%
3%
15. Total loss by physical severance or total and permanent loss of use of ring finger
      - three phalanges
      - two phalanges
      - one phalanx

10%
7%
3%
16. Total loss by physical severance or total and permanent loss of use of little finger
      - three phalanges
      - two phalanges
      - one phalanx

10%
7%
3%
17. Total loss by physical severance or total and permanent loss of use of toes
      - all toes of one foot
      - great, both phalanges
      - great, one phalanx
      - other than great, each

18%
6%
3%
3%
18. Fractured leg or patella with established non-union of leg 10%
19. Shortening of leg by at least five centimetres 10%
20. Third Degree Burns
      (a) Head - damage as a Percentage of Total Body Surface Area
           - equals to or greater than 2% but less than 5%
           - equals to or greater than 5% but less than 8%
           - equals to or greater than 8%
      (b) Body - damage as a Percentage of Total Body Surface Area
           - equals to or greater than 10% but less than 15%
           - equals to or greater than 15% but less than 20%
           - equals to or greater than 20%


50%
75%
100%

50%
75%
100%
* Where the injury is not specified, the Company will adopt a percentage of disablement, which in its opinion is not consistent with the provisions of the Table Of Benefits

 

PREMIUM TABLE (SGD)
(Before GST)
Annual Premium Sun Moon Star
1 month - 18 years old $88 $128 $158

 

What is the age limit?

The Child must be Singaporean, Permanent Residents or holding Foreign passport who are domiciled in Singapore. Children between 1 month to 18 years old or extended to 25 years old for those in full-time tertiary institution can also be enrolled.

* Age of next birthday

 



What are the main exclusions?

  • War
  • Self destruction
  • Non prescribed use of drugs
  • Intoxication
  • Insanity
  • Venereal disease
  • AIDS / HIV
  • Childbirth
  • Pre-existing defects / illness
  • Professional sports
  • Underwater or other hazardous activities
  • Private aviation
  • Full-time military duty

 

 

Questions Relating to other Products?

Visit our FAQ section.

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For More Information

  • Sales Enquiry:
    Jane Low at +65 6389 6151
  • Email:
    This email address is being protected from spambots. You need JavaScript enabled to view it.

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