{"id":36523,"date":"2025-07-01T09:48:45","date_gmt":"2025-07-01T01:48:45","guid":{"rendered":"https:\/\/www.sg.cntaiping.com\/?page_id=36523"},"modified":"2026-04-08T08:34:07","modified_gmt":"2026-04-08T00:34:07","slug":"critical-illness","status":"publish","type":"page","link":"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/critical-illness\/","title":{"rendered":"Critical Illness"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"36523\" class=\"elementor elementor-36523\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-7d370d0 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"18473\" data-id=\"7d370d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dd7ef62 e-con-full e-flex e-con e-child\" data-eae-slider=\"43542\" data-id=\"dd7ef62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-942dd01 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"942dd01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Critical Illness Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7fe233 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"d7fe233\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Critical Illness Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7561e66 elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"7561e66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBe prepared for life&#8217;s uncertainties.<br>Build a shield for your health today.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f047d7 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"1f047d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBe prepared for life&#8217;s uncertainties.\n<br>\nBuild a shield for your health today.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3b5bc5f e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"98959\" data-id=\"3b5bc5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6d24ce elementor-widget elementor-widget-eael-breadcrumbs\" data-id=\"c6d24ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"eael-breadcrumbs\">\n\t\t\t<div class=\"eael-breadcrumbs__content\"><a href=\"https:\/\/www.sg.cntaiping.com\/en\/\">Home<\/a> <span class=\"eael-breadcrumb-separator\">\/<\/span> <span class = \"eael-current\">Page<\/span><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-217f7c3 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"20903\" data-id=\"217f7c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d596034 e-con-full e-flex e-con e-child\" data-eae-slider=\"48201\" data-id=\"d596034\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f827ea7 elementor-widget elementor-widget-heading\" data-id=\"f827ea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Critical Illness Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b1f7d3 elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3b1f7d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLife is full of surprises. Let\u2019s not get caught by any unpleasant event unprepared. With Critical Illness protection, you get a financial safety net when you need it most: covering your medical costs so that you can get the best treatment and focus on recovery. Secure peace of mind today!\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-0d2f7d8 e-con-full e-flex e-con e-child\" data-eae-slider=\"64137\" data-id=\"0d2f7d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"eael-wrapper-link-f3d2b77 --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/whole-life\/i-secure-legacy-ii\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-f3d2b77\" class=\"has_eae_slider elementor-element elementor-element-f3d2b77 e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"3382\" data-id=\"f3d2b77\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45c814a elementor-widget elementor-widget-image\" data-id=\"45c814a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-secure-legacy-2_en.jpg\" class=\"attachment-full size-full wp-image-16132\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-secure-legacy-2_en.jpg 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-secure-legacy-2_en-300x170.jpg 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-082e060 elementor-widget elementor-widget-image\" data-id=\"082e060\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-Secure_Legacy_Pillar_Icon_tiny.png\" class=\"attachment-large size-large wp-image-15060\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-91d80c6 e-con-full e-flex e-con e-child\" data-eae-slider=\"57127\" data-id=\"91d80c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83f1d61 elementor-widget elementor-widget-heading\" data-id=\"83f1d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Secure Legacy (II)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bae21e5 elementor-widget elementor-widget-text-editor\" data-id=\"bae21e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDesigned to secure you with up to 5x high coverage against Death, Terminal Illness and Total &#038; Permanent Disability for life and up to 161 medical conditions \u2013 this whole life insurance plan gives you the utmost assurance when you need it.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-fbba35e --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/critical-illness\/i-completecare\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-fbba35e\" class=\"has_eae_slider elementor-element elementor-element-fbba35e e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"94903\" data-id=\"fbba35e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d15409 elementor-widget elementor-widget-image\" data-id=\"7d15409\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/07\/CT170-i-CompleteCare-Webbanner-430-x-243.png\" class=\"attachment-full size-full wp-image-36814\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/07\/CT170-i-CompleteCare-Webbanner-430-x-243.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/07\/CT170-i-CompleteCare-Webbanner-430-x-243-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cbe7ce elementor-widget elementor-widget-image\" data-id=\"6cbe7ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"284\" height=\"284\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/07\/i-CompleteCare_Pillar-icons.png\" class=\"attachment-large size-large wp-image-36812\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/07\/i-CompleteCare_Pillar-icons.png 284w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/07\/i-CompleteCare_Pillar-icons-150x150.png 150w\" sizes=\"(max-width: 284px) 100vw, 284px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2fb51ff e-con-full e-flex e-con e-child\" data-eae-slider=\"31491\" data-id=\"2fb51ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e81b1d elementor-widget elementor-widget-heading\" data-id=\"2e81b1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-CompleteCare<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d6f82e elementor-widget elementor-widget-text-editor\" data-id=\"9d6f82e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t A whole life insurance plan that provides comprehensive 360\u00b0 protection, covering death, terminal illness, disability and early, intermediate and advanced stage Critical Illnesses, as well as a longevity benefit at age 99. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-33ffdca --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/term\/i-care\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-33ffdca\" class=\"has_eae_slider elementor-element elementor-element-33ffdca e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"35500\" data-id=\"33ffdca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74a737a elementor-widget elementor-widget-image\" data-id=\"74a737a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2026\/04\/CT154_-i-Care-Webbannner-430-x-243-R2.jpg\" class=\"attachment-full size-full wp-image-40619\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2026\/04\/CT154_-i-Care-Webbannner-430-x-243-R2.jpg 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2026\/04\/CT154_-i-Care-Webbannner-430-x-243-R2-300x170.jpg 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-962f67a elementor-widget elementor-widget-image\" data-id=\"962f67a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-Care_Pillar_icons-tiny.png\" class=\"attachment-large size-large wp-image-15917\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-cda2c05 e-con-full e-flex e-con e-child\" data-eae-slider=\"35122\" data-id=\"cda2c05\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c899e6 elementor-widget elementor-widget-heading\" data-id=\"6c899e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Care<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eade79 elementor-widget elementor-widget-text-editor\" data-id=\"6eade79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comprehensive coverage against 161 medical conditions, Terminal Illnesses and Death. Get the care you need without financial worries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-037d3ce e-con-full e-flex e-con e-child\" data-eae-slider=\"63348\" data-id=\"037d3ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"eael-wrapper-link-8bfa67c --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/term\/i-protect\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-8bfa67c\" class=\"has_eae_slider elementor-element elementor-element-8bfa67c e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"97809\" data-id=\"8bfa67c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6f1015 elementor-widget elementor-widget-image\" data-id=\"b6f1015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/img-iprotect-430x243-2-tiny.jpg\" class=\"attachment-full size-full wp-image-15914\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/img-iprotect-430x243-2-tiny.jpg 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/img-iprotect-430x243-2-tiny-300x170.jpg 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3574da1 elementor-widget elementor-widget-image\" data-id=\"3574da1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/icon-landing-iprotect-tiny.png\" class=\"attachment-large size-large wp-image-15916\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fff5f0f e-con-full e-flex e-con e-child\" data-eae-slider=\"45064\" data-id=\"fff5f0f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccae1c0 elementor-widget elementor-widget-heading\" data-id=\"ccae1c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Protect<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f89f159 elementor-widget elementor-widget-text-editor\" data-id=\"f89f159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enjoy maximum protection against 149 medical conditions at an affordable premium. It can be your income replacement or legacy in the event of Terminal Illnesses and Death.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-b90d934 --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/term\/i-care\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-b90d934\" class=\"has_eae_slider elementor-element elementor-element-b90d934 e-con-full e-flex e-con e-child\" data-eae-slider=\"80206\" data-id=\"b90d934\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f957de7 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"f957de7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/jpeg-optimizer_ct154-i-care-webbannner-r2.2430-x-243_02-tiny1.png\" class=\"attachment-full size-full wp-image-15912\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/jpeg-optimizer_ct154-i-care-webbannner-r2.2430-x-243_02-tiny1.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/jpeg-optimizer_ct154-i-care-webbannner-r2.2430-x-243_02-tiny1-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c3f14 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"51c3f14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-Care_Pillar_icons-tiny.png\" class=\"attachment-large size-large wp-image-15917\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1fed8be e-con-full elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"27318\" data-id=\"1fed8be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecc5a7 elementor-widget elementor-widget-heading\" data-id=\"1ecc5a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Care<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10be78d elementor-widget elementor-widget-text-editor\" data-id=\"10be78d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comprehensive coverage against 161 medical conditions, Terminal Illnesses and Death. Get the care you need without financial worries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-9ad1b19 --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/term\/i-care\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-9ad1b19\" class=\"has_eae_slider elementor-element elementor-element-9ad1b19 e-con-full e-flex e-con e-child\" data-eae-slider=\"61215\" data-id=\"9ad1b19\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d9dde2 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"1d9dde2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/img-iprotect-430x243-2-tiny.jpg\" class=\"attachment-full size-full wp-image-15914\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/img-iprotect-430x243-2-tiny.jpg 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/img-iprotect-430x243-2-tiny-300x170.jpg 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce6d926 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"ce6d926\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/icon-landing-iprotect-tiny.png\" class=\"attachment-large size-large wp-image-15916\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-1cbfdeb e-con-full elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"66800\" data-id=\"1cbfdeb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ecce07 elementor-widget elementor-widget-heading\" data-id=\"1ecce07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Protect<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86e5e63 elementor-widget elementor-widget-text-editor\" data-id=\"86e5e63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enjoy maximum protection against 149 medical conditions at an affordable premium. It can be your income replacement or legacy in the event of Terminal Illnesses and Death.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9c9b904 e-con-full elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"14285\" data-id=\"9c9b904\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"eael-wrapper-link-342c2a0 --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/infinite-series\/infinite-harvest-plus-2\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-342c2a0\" class=\"has_eae_slider elementor-element elementor-element-342c2a0 e-con-full bottom-gold e-flex e-con e-child\" data-eae-slider=\"34127\" data-id=\"342c2a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-789ffb3 elementor-widget elementor-widget-image\" data-id=\"789ffb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/CT163_Infinite_Harvest_Plus_II_Webbannner_430_x_243-tiny.png\" class=\"attachment-full size-full wp-image-15824\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/CT163_Infinite_Harvest_Plus_II_Webbannner_430_x_243-tiny.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/CT163_Infinite_Harvest_Plus_II_Webbannner_430_x_243-tiny-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3374601 elementor-widget elementor-widget-image\" data-id=\"3374601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ctp-infinite-harvest-plus-_pillar-icon-r2-edited-tiny.png\" class=\"attachment-large size-large wp-image-15827\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-37795f6 e-con-full e-flex e-con e-child\" data-eae-slider=\"68084\" data-id=\"37795f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db85f92 elementor-widget elementor-widget-heading\" data-id=\"db85f92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Infinite Harvest Plus (II)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f2c9af elementor-widget elementor-widget-text-editor\" data-id=\"1f2c9af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEmbrace a lifetime of financial security with a continuous stream of yearly income and booster bonus until age 120.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-dace7f4 --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/life\/whole-life\/i-assure99\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-dace7f4\" class=\"has_eae_slider elementor-element elementor-element-dace7f4 e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"24830\" data-id=\"dace7f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c59989 elementor-widget elementor-widget-image\" data-id=\"7c59989\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct157-i-assure99-webbannner-430-x-243.png\" class=\"attachment-full size-full wp-image-15872\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct157-i-assure99-webbannner-430-x-243.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct157-i-assure99-webbannner-430-x-243-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-798b87e elementor-widget elementor-widget-image\" data-id=\"798b87e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-Assure99_Pillar_icons-tiny.png\" class=\"attachment-large size-large wp-image-15879\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7c5dd49 e-con-full e-flex e-con e-child\" data-eae-slider=\"13698\" data-id=\"7c5dd49\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b08e1c4 elementor-widget elementor-widget-heading\" data-id=\"b08e1c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Assure99<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c49ac5 elementor-widget elementor-widget-text-editor\" data-id=\"1c49ac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA non-participating whole life protection plan till age 99, empowering you to take care of your family upon an unexpected event or leave a legacy for<br> your loved ones.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-b37bf66 --eael-wrapper-link-tag\" href=\"https:\/\/www.sg.cntaiping.com\/en\/personal\/wealth\/savings\/i-cashlife\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-b37bf66\" class=\"has_eae_slider elementor-element elementor-element-b37bf66 e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"59973\" data-id=\"b37bf66\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248fe5d elementor-widget elementor-widget-image\" data-id=\"248fe5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny.png\" class=\"attachment-full size-full wp-image-15423\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0576f7 elementor-widget elementor-widget-image\" data-id=\"b0576f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-CashLife_Pillar_icons-1-tiny.png\" class=\"attachment-large size-large wp-image-15425\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-04b9c3c e-con-full e-flex e-con e-child\" data-eae-slider=\"74902\" data-id=\"04b9c3c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab58e6 elementor-widget elementor-widget-heading\" data-id=\"1ab58e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-CashLife<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33e89ff elementor-widget elementor-widget-text-editor\" data-id=\"33e89ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A whole life insurance plan that offers yearly cashbacks until age 120. Be rewarded with a guaranteed loyalty cashback on the 20th policy anniversary and every 10 years thereafter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9ec3556 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"69610\" data-id=\"9ec3556\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f5918d elementor-widget elementor-widget-heading\" data-id=\"5f5918d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Useful Tips<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f520143 elementor-widget elementor-widget-n-accordion\" data-id=\"f520143\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:500,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2570\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2570\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How different is term life and whole life insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-8cbad04 e-con-full e-flex e-con e-child\" data-eae-slider=\"19924\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2570\" data-id=\"8cbad04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a13fc0 elementor-widget elementor-widget-text-editor\" data-id=\"7a13fc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTerm life guarantees a payout in the event that the insured passed away during the policy contract, for a specific period only. Typically, term life insurance does not consist of saving elements or cash value. On the other hand, whole life insurance ensures the insured is covered for a lifetime in Singapore. It also consists of saving elements and will accumulate cash value throughout the policy contract.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2571\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2571\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is it worth getting whole life insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-39d1659 e-con-full e-flex e-con e-child\" data-eae-slider=\"97431\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2571\" data-id=\"39d1659\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb3d7f7 elementor-widget elementor-widget-text-editor\" data-id=\"fb3d7f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIt is beneficial to get whole life insurance. While getting whole life insurance is generally more costly as compared to term life insurance, you are permanently covered by the unchanging policy regardless of your age and health, as long as you pay your premiums religiously. The whole life insurance also helps build cash savings over the course of the policy, allowing you to use those savings for any unforeseen circumstances.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2572\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2572\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why should you get whole life insurance when you are financially stable? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-e1c5c37 e-con-full e-flex e-con e-child\" data-eae-slider=\"67125\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2572\" data-id=\"e1c5c37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ee9ce2 elementor-widget elementor-widget-text-editor\" data-id=\"7ee9ce2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhole life insurance in Singapore is designed to provide coverage that lasts a lifetime. Hence, as soon as you are financially stable, you should consider getting whole life insurance. Here are the benefits of whole life insurance at a glance:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4d210f elementor-widget elementor-widget-text-editor\" data-id=\"e4d210f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Guarantees your lifetime protection for peace of mind.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2702f98 elementor-widget elementor-widget-text-editor\" data-id=\"2702f98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Your premium amount stays consistent as soon as your policy is accepted and will not change according to age.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e09f96f elementor-widget elementor-widget-text-editor\" data-id=\"e09f96f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Whole life insurance plans contain a savings component which can accumulate cash value over the long term.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2573\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2573\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What factors should I consider when choosing a whole life insurance plan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-3fe3db1 e-con-full e-flex e-con e-child\" data-eae-slider=\"73530\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2573\" data-id=\"3fe3db1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac2aad9 elementor-widget elementor-widget-text-editor\" data-id=\"ac2aad9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhen choosing a whole life insurance plan, it is important to ensure that it aligns with your needs and financial goals. Here are some key factors to consider:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eabd6a elementor-widget elementor-widget-text-editor\" data-id=\"7eabd6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Coverage Amount:<\/strong> Determine the amount of coverage you require to adequately protect your loved ones or meet your financial objectives. Consider factors such as outstanding debts, future financial obligations, income replacement needs, and potential estate planning requirements.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f0c79e elementor-widget elementor-widget-text-editor\" data-id=\"1f0c79e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Premiums:<\/strong> Understand the premium structure of the whole life insurance plan, including the initial premium amount and any potential changes over time. Evaluate whether the premiums fit within your budget and can be sustained over the long term.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa5cf1 elementor-widget elementor-widget-text-editor\" data-id=\"3aa5cf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Cash Value Growth:<\/strong>\u00a0Assess the projected cash value growth over time. This includes the potential cash value accumulation and the flexibility that the whole life insurance plan can offer in accessing or utilising the cash value.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28396f3 elementor-widget elementor-widget-text-editor\" data-id=\"28396f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Riders and Customisation:<\/strong>\u00a0Explore the available riders or optional features that can be added to enhance the coverage of the insurance plan. Consider riders for additional coverage for specific needs.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6218a2e elementor-widget elementor-widget-text-editor\" data-id=\"6218a2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Flexibility and Conversion Options:<\/strong>\u00a0Consider the flexibility offered by the whole life insurance plan in terms of premium payment options, coverage adjustments, and conversion options. Determine if the policy can adapt to your changing needs over time.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a70c53 elementor-widget elementor-widget-text-editor\" data-id=\"0a70c53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIt is advisable to seek guidance from a professional financial advisor who can analyse your specific needs, explain the policy details, and help you make an informed decision based on your circumstances and objectives.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2574\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2574\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are the factors to consider when choosing whole life insurance vs term insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-f1999fa e-con-full e-flex e-con e-child\" data-eae-slider=\"16052\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2574\" data-id=\"f1999fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a541e62 elementor-widget elementor-widget-text-editor\" data-id=\"a541e62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhen opting for whole life insurance, here are five things to consider before choosing either term life or whole life insurance:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44e3322 elementor-widget elementor-widget-text-editor\" data-id=\"44e3322\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>1. Age &amp; Health &#8211;<\/strong>\u00a0The younger you are, the lower the premium for your insurance policy. The older you are, the higher your chance of having a health condition that will leave a significant impact on the premiums, as there will be health loading involved with a much higher premium.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-079170f elementor-widget elementor-widget-text-editor\" data-id=\"079170f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>2. Duration &#8211;<\/strong>\u00a0The choice between term or whole life insurance depends on how long you intend for the policy to protect you. Whole life insurance covers a lifetime, while term insurance covers a specific period only. For example, if you are concerned about having protection coverage for at least 40 years, whole life insurance is a better choice for your needs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31ed1f3 elementor-widget elementor-widget-text-editor\" data-id=\"31ed1f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>3. Budget &amp; Life Stage &#8211;<\/strong>\u00a0Term insurance has a more affordable premium as it does not cover a lifetime and has no cash value built up. Although a low premium policy may seem lucrative, it might not be the best option for the long-term considering its insurance coverage. It is recommended that you plan the finances for each stage of your life. This can be anything from your own health requirements to purchasing a property to paying for your child&#8217;s higher education. Making advance plans for the future ensures that you will be able to achieve all your financial goals at a later stage.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2575\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2575\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How to determine how much life insurance is needed? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-4827259 e-con-full e-flex e-con e-child\" data-eae-slider=\"86352\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2575\" data-id=\"4827259\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19ab42d elementor-widget elementor-widget-text-editor\" data-id=\"19ab42d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe rule of thumb is between 10 to 15 times of your income, as per most financial advisors&#8217; recommendation. Contact your preferred financial advisor representative to assist you in identifying your needs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2576\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2576\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does the cash value accumulation work in a whole life insurance plan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-c84c686 e-con-full e-flex e-con e-child\" data-eae-slider=\"46034\" role=\"region\" aria-labelledby=\"e-n-accordion-item-2576\" data-id=\"c84c686\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4df8ef7 elementor-widget elementor-widget-text-editor\" data-id=\"4df8ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The cash value of a whole life insurance plan grows over time based on a portion of the premium paid and accumulated interest. The cash value can be accessed through policy loans or withdrawals, providing a source of liquidity and financial flexibility. Thus, the cash value can be utilised for various purposes, such as supplementing your retirement income, fund emergencies, or other financial needs. However, it is important to note that any outstanding loans or withdrawals will reduce the policy&#8217;s cash value and death benefit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bf62895 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"85797\" data-id=\"bf62895\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-582565b elementor-widget elementor-widget-html\" data-id=\"582565b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How different is Term Life and Whole Life Insurance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Term life guarantees a payout in the event that the insured passed away during the policy contract, for a specific period only. Typically, term life insurance does not consist of saving elements or cash value. On the other hand, whole life insurance ensures the insured is covered for a lifetime in Singapore. It also consists of saving elements and will accumulate cash value throughout the policy contract.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Is it worth getting whole life insurance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"It is beneficial to get whole life insurance. While getting whole life insurance is generally more costly as compared to term life insurance, you are permanently covered by the unchanging policy regardless of your age and health, as long as you pay your premiums religiously. The whole life insurance also helps build cash savings over the course of the policy, allowing you to use those savings for any unforeseen circumstances.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Why should you get whole life insurance when you are financially stable?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Whole life insurance in Singapore is designed to provide coverage that lasts a lifetime. Hence, as soon as you are financially stable, you should consider getting whole life insurance. Here are the benefits of whole life insurance at a glance:\n\u25cf\tGuarantees your lifetime protection for peace of mind.\n\u25cf\tYour premium amount stays consistent as soon as your policy is accepted and will not change according to age.\n\u25cf\tWhole life insurance plans contain a savings component which can accumulate cash value over the long term.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What factors should I consider when choosing a whole life insurance plan?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"When choosing a whole life insurance plan, it is important to ensure that it aligns with your needs and financial goals. Here are some key factors to consider:\n\u25cf\tCoverage Amount: Determine the amount of coverage you require to adequately protect your loved ones or meet your financial objectives. Consider factors such as outstanding debts, future financial obligations, income replacement needs, and potential estate planning requirements.\n\u25cf\tPremiums: Understand the premium structure of the whole life insurance plan, including the initial premium amount and any potential changes over time. Evaluate whether the premiums fit within your budget and can be sustained over the long term.\n\u25cf\tCash Value Growth: Assess the projected cash value growth over time. This includes the potential cash value accumulation and the flexibility that the whole life insurance plan can offer in accessing or utilising the cash value.\n\u25cf\tRiders and Customisation: Explore the available riders or optional features that can be added to enhance the coverage of the insurance plan. Consider riders for additional coverage for specific needs.\n\u25cf\tFlexibility and Conversion Options: Consider the flexibility offered by the whole life insurance plan in terms of premium payment options, coverage adjustments, and conversion options. Determine if the policy can adapt to your changing needs over time.\nIt is advisable to seek guidance from a professional financial advisor who can analyse your specific needs, explain the policy details, and help you make an informed decision based on your circumstances and objectives.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What are the factors to consider when choosing whole life insurance vs term insurance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"When opting for whole life insurance, here are five things to consider before choosing either term life or whole life insurance:\n\n1. Age & Health - The younger you are, the lower the premium for your insurance policy. The older you are, the higher your chance of having a health condition that will leave a significant impact on the premiums, as there will be health loading involved with a much higher premium.\n\n2. Duration - The choice between term or whole life insurance depends on how long you intend for the policy to protect you. Whole life insurance covers a lifetime, while term insurance covers a specific period only. For example, if you are concerned about having protection coverage for at least 40 years, whole life insurance is a better choice for your needs.\n\n3. Budget & Life Stage - Term insurance has a more affordable premium as it does not cover a lifetime and has no cash value built up. Although a low premium policy may seem lucrative, it might not be the best option for the long-term considering its insurance coverage. It is recommended that you plan the finances for each stage of your life. This can be anything from your own health requirements to purchasing a property to paying for your child's higher education. Making advance plans for the future ensures that you will be able to achieve all your financial goals at a later stage.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How to determine how much life insurance is needed?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The rule of thumb is between 10 to 15 times of your income, as per most financial advisors' recommendation. Contact your preferred financial advisor representative to assist you in identifying your needs.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How does the cash value accumulation work in a whole life insurance plan?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The cash value of a whole life insurance plan grows over time based on a portion of the premium paid and accumulated interest. The cash value can be accessed through policy loans or withdrawals, providing a source of liquidity and financial flexibility. Thus, the cash value can be utilised for various purposes, such as supplementing your retirement income, fund emergencies, or other financial needs. However, it is important to note that any outstanding loans or withdrawals will reduce the policy's cash value and death benefit.\"\n    }\n  }]\n}\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-76c34d2 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"20320\" data-id=\"76c34d2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-470fdd4 elementor-widget elementor-widget-heading\" data-id=\"470fdd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let's Talk<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78888a7 eael-gravity-form-button-full-width elementor-widget elementor-widget-eael-gravity-form\" data-id=\"78888a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-gravity-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"eael-contact-form eael-gravity-form labels-hide eael-custom-radio-checkbox eael-contact-form-align-default\">\n\t\t        <script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_chrome gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital talk-form_wrapper' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_154' style='display:none'><style>#gform_wrapper_154[data-form-index=\"0\"].gform-theme,[data-parent-form=\"154_0\"]{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: #fff;--gf-color-secondary-rgb: 255, 255, 255;--gf-color-secondary-contrast: #112337;--gf-color-secondary-contrast-rgb: 17, 35, 55;--gf-color-secondary-darker: #F5F5F5;--gf-color-secondary-lighter: #FFFFFF;--gf-color-out-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-out-ctrl-light-rgb: 17, 35, 55;--gf-color-out-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-out-ctrl-light-lighter: #F5F5F5;--gf-color-out-ctrl-dark: #585e6a;--gf-color-out-ctrl-dark-rgb: 88, 94, 106;--gf-color-out-ctrl-dark-darker: 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var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_154' class='talk-form' action='\/en\/wp-json\/wp\/v2\/pages\/36523' data-formid='154' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_154' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_154_10\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-half talk-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  >Are you an existing China Taiping Insurance<br>Singapore customer?<\/div><fieldset id=\"field_154_9\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-half talk-radio field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Are you an existing China Taiping Insurance Singapore customer?<\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_154_9'>\n\t\t\t<div class='gchoice gchoice_154_9_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_9' type='radio' value='Yes'  id='choice_154_9_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_154_9_0' id='label_154_9_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_154_9_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_9' type='radio' value='No'  id='choice_154_9_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_154_9_1' id='label_154_9_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_154_12\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label screen-reader-text' for='input_154_12'>Enter Policy Number<\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_154_12' type='text' value='' class='large'    placeholder='Enter Policy Number'  aria-invalid=\"false\"   \/><\/div><\/div><fieldset id=\"field_154_13\" class=\"gfield gfield--type-name gfield--input-type-name gfield--width-full gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_154_13'>\n                            \n                            <span id='input_154_13_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_13.3' id='input_154_13_3' value=''   aria-required='true'   placeholder='First Name *'  \/>\n                                                    <label for='input_154_13_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_154_13_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_13.6' id='input_154_13_6' value=''   aria-required='true'   placeholder='Last Name (Surname) *'  \/>\n                                                    <label for='input_154_13_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_154_14\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-half talk-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  >Preferred contact method? *<\/div><fieldset id=\"field_154_15\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Preferred contact method?<\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_154_15'>\n\t\t\t<div class='gchoice gchoice_154_15_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_15' type='radio' value='Email'  id='choice_154_15_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_154_15_0' id='label_154_15_0' class='gform-field-label gform-field-label--type-inline'>Email<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_154_15_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_15' type='radio' value='Phone'  id='choice_154_15_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_154_15_1' id='label_154_15_1' class='gform-field-label gform-field-label--type-inline'>Phone<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_154_16\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_16'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_16' id='input_154_16' type='email' value='' class='large'   placeholder='Email *' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_154_17\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_17'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_17' id='input_154_17' type='tel' value='' class='large'  placeholder='+65 12345678*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_154_18\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_18'>Insurance Type<\/label><div class='ginput_container ginput_container_select'><select name='input_18' id='input_154_18' class='large gfield_select'     aria-invalid=\"false\" ><option value='Select Insurance Type' >Select Insurance Type<\/option><option value='Life Insurance' >Life Insurance<\/option><option value='General Insurance - Personal' >General Insurance - Personal<\/option><option value='General Insurance - Business' >General Insurance - Business<\/option><\/select><\/div><\/div><div id=\"field_154_19\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_19'>Enquiry Type<\/label><div class='ginput_container ginput_container_select'><select name='input_19' id='input_154_19' class='large gfield_select'     aria-invalid=\"false\" ><option value='Select' >Select<\/option><option value='Claims' >Claims<\/option><option value='General' >General<\/option><option value='Policy Servicing' >Policy Servicing<\/option><\/select><\/div><\/div><div id=\"field_154_28\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-half talk-blank gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><\/div><div id=\"field_154_20\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half gip-form field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_20'>Enquiry Type<\/label><div class='ginput_container ginput_container_select'><select name='input_20' id='input_154_20' class='large gfield_select'     aria-invalid=\"false\" ><option value='Select' >Select<\/option><option value='Claims' >Claims<\/option><option value='Domestic Maid Insurance' >Domestic Maid Insurance<\/option><option value='Hospital Safe Insurance' >Hospital Safe Insurance<\/option><option value='Motor Insurance' >Motor Insurance<\/option><option value='Panda Safe Insurance' >Panda Safe Insurance<\/option><option value='Personal Accident Safe Insurance' >Personal Accident Safe Insurance<\/option><option value='Study Safe Insurance' >Study Safe Insurance<\/option><option value='Travel Safe Insurance' >Travel Safe Insurance<\/option><option value='UniHome Safe Insurance' >UniHome Safe Insurance<\/option><\/select><\/div><\/div><div id=\"field_154_29\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-half talk-blank gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><\/div><div id=\"field_154_21\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half gip-form field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_21'>Enquiry Type<\/label><div class='ginput_container ginput_container_select'><select name='input_21' id='input_154_21' class='large gfield_select'     aria-invalid=\"false\" ><option value='Select' >Select<\/option><option value='BizTrenZ Employee Benefits Package' >BizTrenZ Employee Benefits Package<\/option><option value='Claims' >Claims<\/option><option value='Contractors&#039; All Risks' >Contractors&#039; All Risks<\/option><option value='Credit Insurance' >Credit Insurance<\/option><option value='Fire\/Property All Risks' >Fire\/Property All Risks<\/option><option value='Foreign Workers&#039; Medical' >Foreign Workers&#039; Medical<\/option><option value='Motor Insurance' >Motor Insurance<\/option><option value='Work Injury Compensation' >Work Injury Compensation<\/option><option value='Others' >Others<\/option><\/select><\/div><\/div><div id=\"field_154_24\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield--width-full field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_154_24'>Message<\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_24' id='input_154_24' class='textarea large'    placeholder='Message'  aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_154' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' 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