{"id":15817,"date":"2025-01-22T19:49:32","date_gmt":"2025-01-22T11:49:32","guid":{"rendered":"https:\/\/newcorpdemo-uat.cntaiping.sg\/?page_id=15817"},"modified":"2025-09-23T16:14:05","modified_gmt":"2025-09-23T08:14:05","slug":"retirement","status":"publish","type":"page","link":"https:\/\/www.sg.cntaiping.com\/en\/personal\/wealth\/retirement\/","title":{"rendered":"Retirement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"15817\" class=\"elementor elementor-15817\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-7d370d0 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"37719\" data-id=\"7d370d0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-dd7ef62 e-con-full e-flex e-con e-child\" data-eae-slider=\"35550\" data-id=\"dd7ef62\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-942dd01 elementor-widget elementor-widget-heading\" data-id=\"942dd01\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Retirement Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7561e66 elementor-widget elementor-widget-text-editor\" data-id=\"7561e66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tStart early on your retirement planning with us to build regular streams of income for a happy retirement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3b5bc5f e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"73552\" data-id=\"3b5bc5f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6d24ce elementor-widget elementor-widget-eael-breadcrumbs\" data-id=\"c6d24ce\" data-element_type=\"widget\" data-widget_type=\"eael-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"eael-breadcrumbs\">\n\t\t\t<div class=\"eael-breadcrumbs__content\"><a href=\"https:\/\/www.sg.cntaiping.com\/en\/\">Home<\/a> <span class=\"eael-breadcrumb-separator\">\/<\/span> <span class = \"eael-current\">Page<\/span><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-217f7c3 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"47394\" data-id=\"217f7c3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f827ea7 elementor-widget elementor-widget-heading\" data-id=\"f827ea7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Retirement Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b1f7d3 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3b1f7d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dreaming for a happy retirement? It is far easier to dream about the perfect retirement in Singapore than it is to plan for it. If you start planning early, your golden years may be every bit as enjoyable as you envision it to be. Whether it is spending time with your family, travelling the world, or refining your golf swing, having a steady income means you will have fewer worries about supporting your retirement. Start planning for your retirement early to live the retirement lifestyle you look forward to with our range of retirement insurance plans in Singapore.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-9c9b904 e-con-full e-flex e-con e-child\" data-eae-slider=\"71570\" data-id=\"9c9b904\" data-element_type=\"container\">\n\t\t<a class=\"eael-wrapper-link-dace7f4 --eael-wrapper-link-tag\" href=\"\/en\/personal\/wealth\/savings\/i-cashlife\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-dace7f4\" class=\"has_eae_slider elementor-element elementor-element-dace7f4 e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"78817\" data-id=\"dace7f4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c59989 elementor-widget elementor-widget-image\" data-id=\"7c59989\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny.png\" class=\"attachment-full size-full wp-image-15423\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-798b87e elementor-widget elementor-widget-image\" data-id=\"798b87e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-CashLife_Pillar_icons-1-tiny.png\" class=\"attachment-large size-large wp-image-15425\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7c5dd49 e-con-full e-flex e-con e-child\" data-eae-slider=\"59718\" data-id=\"7c5dd49\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b08e1c4 elementor-widget elementor-widget-heading\" data-id=\"b08e1c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-CashLife<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c49ac5 elementor-widget elementor-widget-text-editor\" data-id=\"1c49ac5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A whole life insurance plan that offers yearly cashbacks until age 120. Be rewarded with a guaranteed loyalty cashback on the 20th policy anniversary and every 10 years thereafter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-b37bf66 --eael-wrapper-link-tag\" href=\"\/en\/personal\/wealth\/retirement\/i-retire\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-b37bf66\" class=\"has_eae_slider elementor-element elementor-element-b37bf66 e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"63194\" data-id=\"b37bf66\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248fe5d elementor-widget elementor-widget-image\" data-id=\"248fe5d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct150-i-retire-ii_webbannner-430-x-243-tiny.jpg\" class=\"attachment-full size-full wp-image-15825\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct150-i-retire-ii_webbannner-430-x-243-tiny.jpg 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct150-i-retire-ii_webbannner-430-x-243-tiny-300x170.jpg 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0576f7 elementor-widget elementor-widget-image\" data-id=\"b0576f7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-Retire_Pillar_Icon-01-tiny.png\" class=\"attachment-large size-large wp-image-15828\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-04b9c3c e-con-full e-flex e-con e-child\" data-eae-slider=\"51732\" data-id=\"04b9c3c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab58e6 elementor-widget elementor-widget-heading\" data-id=\"1ab58e6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Retire (II)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33e89ff elementor-widget elementor-widget-text-editor\" data-id=\"33e89ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA flexible plan that provides monthly income after your premium payment term and accumulation period. Choose a premium payment term that suits your financial need, and receive monthly income for ten, twenty or thirty years from the end of the chosen accumulation period.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e184d13 e-con-full e-flex e-con e-child\" data-eae-slider=\"28361\" data-id=\"e184d13\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f06045 elementor-widget elementor-widget-spacer\" data-id=\"1f06045\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-acd4410 e-con-full elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"84294\" data-id=\"acd4410\" data-element_type=\"container\">\n\t\t<a class=\"eael-wrapper-link-eaeeebf --eael-wrapper-link-tag\" href=\"\/en\/personal\/wealth\/savings\/i-cashlife\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-eaeeebf\" class=\"has_eae_slider elementor-element elementor-element-eaeeebf e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"53448\" data-id=\"eaeeebf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc5d59a elementor-widget elementor-widget-image\" data-id=\"bc5d59a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny.png\" class=\"attachment-full size-full wp-image-15423\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct140_-i-cashlife-webbannner-430-x-243_tiny-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cde5952 elementor-widget elementor-widget-image\" data-id=\"cde5952\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-CashLife_Pillar_icons-1-tiny.png\" class=\"attachment-large size-large wp-image-15425\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-2dc0ed5 e-con-full e-flex e-con e-child\" data-eae-slider=\"46865\" data-id=\"2dc0ed5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfa3ede elementor-widget elementor-widget-heading\" data-id=\"cfa3ede\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-CashLife<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6ce24b elementor-widget elementor-widget-text-editor\" data-id=\"e6ce24b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A whole life insurance plan that offers yearly cashbacks until age 120. Be rewarded with a guaranteed loyalty cashback on the 20th policy anniversary and every 10 years thereafter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-eb88e78 --eael-wrapper-link-tag\" href=\"\/en\/personal\/wealth\/retirement\/i-retire\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-eb88e78\" class=\"has_eae_slider elementor-element elementor-element-eb88e78 e-con-full bottom-gra e-flex e-con e-child\" data-eae-slider=\"12084\" data-id=\"eb88e78\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6f4883 elementor-widget elementor-widget-image\" data-id=\"a6f4883\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct150-i-retire-ii_webbannner-430-x-243-tiny.jpg\" class=\"attachment-full size-full wp-image-15825\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct150-i-retire-ii_webbannner-430-x-243-tiny.jpg 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ct150-i-retire-ii_webbannner-430-x-243-tiny-300x170.jpg 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78cbd01 elementor-widget elementor-widget-image\" data-id=\"78cbd01\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/i-Retire_Pillar_Icon-01-tiny.png\" class=\"attachment-large size-large wp-image-15828\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-fd07fd8 e-con-full e-flex e-con e-child\" data-eae-slider=\"1418\" data-id=\"fd07fd8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e46d1 elementor-widget elementor-widget-heading\" data-id=\"e7e46d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">i-Retire (II)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9408d27 elementor-widget elementor-widget-text-editor\" data-id=\"9408d27\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA flexible plan that provides monthly income after your premium payment term and accumulation period. Choose a premium payment term that suits your financial need, and receive monthly income for ten, twenty or thirty years from the end of the chosen accumulation period.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<a class=\"eael-wrapper-link-951fbe1 --eael-wrapper-link-tag\" href=\"\/en\/personal\/infinite-series\/infinite-harvest-plus-2\/\"><\/a><div data-eael-wrapper-link=\"eael-wrapper-link-951fbe1\" class=\"has_eae_slider elementor-element elementor-element-951fbe1 e-con-full bottom-gold elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-eae-slider=\"76578\" data-id=\"951fbe1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6c694 elementor-widget elementor-widget-image\" data-id=\"3f6c694\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"243\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/CT163_Infinite_Harvest_Plus_II_Webbannner_430_x_243-tiny.png\" class=\"attachment-full size-full wp-image-15824\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/CT163_Infinite_Harvest_Plus_II_Webbannner_430_x_243-tiny.png 430w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/CT163_Infinite_Harvest_Plus_II_Webbannner_430_x_243-tiny-300x170.png 300w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-718e914 elementor-widget elementor-widget-image\" data-id=\"718e914\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/ctp-infinite-harvest-plus-_pillar-icon-r2-edited-tiny.png\" class=\"attachment-large size-large wp-image-15827\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6d9275f e-con-full e-flex e-con e-child\" data-eae-slider=\"88862\" data-id=\"6d9275f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a8b853 elementor-widget elementor-widget-heading\" data-id=\"1a8b853\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Infinite Harvest Plus (II)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-729138b elementor-widget elementor-widget-text-editor\" data-id=\"729138b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Embrace a lifetime of financial security with a continuous stream of yearly income and booster bonus until age 120.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8e2b1f0 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"26583\" data-id=\"8e2b1f0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-848ef8f elementor-widget elementor-widget-heading\" data-id=\"848ef8f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Useful Tips<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9869992 elementor-widget elementor-widget-n-accordion\" data-id=\"9869992\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:500,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1590\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1590\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much should I set aside to ensure financial security for my retirement years? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-3538505 e-con-full e-flex e-con e-child\" data-eae-slider=\"17836\" role=\"region\" aria-labelledby=\"e-n-accordion-item-1590\" data-id=\"3538505\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82f2705 elementor-widget elementor-widget-text-editor\" data-id=\"82f2705\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAccording to most experts, your retirement income should be around 80% of your pre-retirement annual income. For example, if you have an annual income of $100,000, you&#8217;ll need at least $80,000 annually to maintain a comfortable retirement life.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d73ec8 elementor-widget elementor-widget-text-editor\" data-id=\"9d73ec8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHowever, to estimate how much retirement income you need, you must first be aware of your retirement objectives. Imagine the sort of lifestyle you wish to have when you retire, and most importantly, what retirement means to you. Being realistic, as well as having precise and quantifiable retirement objectives, may allow you to have a more accurate evaluation of how much you need to set aside.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1591\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1591\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I determine and build my retirement fund? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-ae2db89 e-con-full e-flex e-con e-child\" data-eae-slider=\"7112\" role=\"region\" aria-labelledby=\"e-n-accordion-item-1591\" data-id=\"ae2db89\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c259f5b elementor-widget elementor-widget-text-editor\" data-id=\"c259f5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA life insurance plan that provides both savings and much-needed insurance protection is another option you may consider. You may, for example, construct your retirement savings with a savings insurance by setting aside a sum of money on a monthly or yearly basis over a certain period of time. Furthermore, it may potentially give better returns than bank deposit interest rates, allowing you to create more considerable retirement savings in a shorter period of time.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c57b43b elementor-widget elementor-widget-text-editor\" data-id=\"c57b43b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIt is also important to remember that even if you begin to save for retirement, a significant medical bill might wipe away a large chunk of your hard earned money. As a result, it is crucial to ensure that you have enough medical insurance protection.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1592\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1592\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> At what age should I consider buying retirement insurance in Singapore? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-6b885d7 e-con-full e-flex e-con e-child\" data-eae-slider=\"36275\" role=\"region\" aria-labelledby=\"e-n-accordion-item-1592\" data-id=\"6b885d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0bedd2 elementor-widget elementor-widget-text-editor\" data-id=\"d0bedd2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe ideal age for purchasing retirement insurance varies depending on individual circumstances, financial objectives, and risk tolerance. Generally, starting retirement planning in one&#8217;s 20s or 30s is recommended due to the longer investment horizon, allowing for compounding interest benefits and increased time to accumulate savings.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c181ccf elementor-widget elementor-widget-text-editor\" data-id=\"c181ccf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tRetirement insurance plans offer diverse entry ages and features, so it is beneficial to research and consult with your financial advisor to identify the most suitable options aligned with one&#8217;s age, financial status, and retirement aspirations.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3019a64 elementor-widget elementor-widget-text-editor\" data-id=\"3019a64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAlthough initiating retirement planning early is advantageous, it is never too late to begin. Even if starting at an older age, exploring retirement insurance options and strategies remains crucial to securing a stable financial future during retirement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56a0154 elementor-widget elementor-widget-text-editor\" data-id=\"56a0154\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSeeking advice from a financial advisor who offers personalised guidance tailored to individual circumstances, aiding in informed decision-making regarding retirement planning and insurance.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1593\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1593\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What should I do if I am approaching retirement age but is not ready for it financially? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-d748d37 e-con-full e-flex e-con e-child\" data-eae-slider=\"53616\" role=\"region\" aria-labelledby=\"e-n-accordion-item-1593\" data-id=\"d748d37\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66c3189 elementor-widget elementor-widget-text-editor\" data-id=\"66c3189\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOur Financial Adviser Representatives can help you with a financial health check and assess your earnings &#038; expenditures, liabilities &#038; assets, and provide their expertise on what you can do to meet your retirement lifestyle plans better.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1594\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1594\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are the benefits of retirement insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-06621b3 e-con-full e-flex e-con e-child\" data-eae-slider=\"93018\" role=\"region\" aria-labelledby=\"e-n-accordion-item-1594\" data-id=\"06621b3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d26e8d1 elementor-widget elementor-widget-text-editor\" data-id=\"d26e8d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>1. Long-Term Savings:<\/strong>\u00a0It helps in accumulating a significant sum of money over time, which serves as a financial cushion during retirement when regular income might decrease or stop.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-267125e elementor-widget elementor-widget-text-editor\" data-id=\"267125e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>2. Financial Security:<\/strong>\u00a0It offers a sense of financial security by providing a reliable income stream after retirement, reducing the reliance on personal savings and as a supplement to government schemes.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d6f913 elementor-widget elementor-widget-text-editor\" data-id=\"6d6f913\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>3. Death Benefits:\u00a0<\/strong>Many retirement insurance plans offer death benefits, ensuring that the policyholder&#8217;s beneficiaries receive a sum upon the policyholder&#8217;s demise before or after retirement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a78f29d elementor-widget elementor-widget-text-editor\" data-id=\"a78f29d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBefore opting for a retirement insurance plan, it is important to understand the terms, benefits, fees, potential risks, and payout options. Consulting a financial advisor can help in choosing the most suitable retirement insurance plan aligned with your financial goals and retirement needs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1595\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1595\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much of my income should I set aside for retirement? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9f3ab09 e-con-full e-flex e-con e-child\" data-eae-slider=\"15399\" role=\"region\" aria-labelledby=\"e-n-accordion-item-1595\" data-id=\"9f3ab09\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35b81b3 elementor-widget elementor-widget-text-editor\" data-id=\"35b81b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA good rule of thumb is to invest at least 10% of your monthly income towards your retirement. This helps ensure that you build a secure financial cushion over time without compromising your current lifestyle.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a74a498 elementor-widget elementor-widget-text-editor\" data-id=\"a74a498\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBy committing to 10% consistently, you can take advantage of compound interest, which grows your money faster the earlier you start. You also give yourself:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc03d08 elementor-widget elementor-widget-text-editor\" data-id=\"bc03d08\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li>Time to recover from market dips during downturns<\/li>\n \t<li>Steady growth aligned with long-term financial goals<\/li>\n \t<li>Time to recover from market dips during downturns<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-599c84f elementor-widget elementor-widget-text-editor\" data-id=\"599c84f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIf you&#8217;re able to contribute more than 10%, even better, but starting with this baseline makes a meaningful difference in the long run.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-e543ea8 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"68589\" data-id=\"e543ea8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35c0a95 elementor-widget elementor-widget-html\" data-id=\"35c0a95\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n \"@context\": \"https:\/\/schema.org\",\n \"@type\": \"FAQPage\",\n \"mainEntity\": [{\n   \"@type\": \"Question\",\n   \"name\": \"How much should I set aside to ensure financial security for my retirement years?\",\n   \"acceptedAnswer\": {\n     \"@type\": \"Answer\",\n     \"text\": \"According to most experts, your retirement income should be around 80% of your pre-retirement annual income. For example, if you have an annual income of $100,000, you'll need at least $80,000 annually to maintain a comfortable retirement life.\n\nHowever, to estimate how much retirement income you need, you must first be aware of your retirement objectives. Imagine the sort of lifestyle you wish to have when you retire, and most importantly, what retirement means to you. Being realistic, as well as having precise and quantifiable retirement objectives, may allow you to have a more accurate evaluation of how much you need to set aside.\"\n   }\n },{\n   \"@type\": \"Question\",\n   \"name\": \"How do I determine and build my retirement fund?\",\n   \"acceptedAnswer\": {\n     \"@type\": \"Answer\",\n     \"text\": \"A life insurance plan that provides both savings and much-needed insurance protection is another option you may consider. You may, for example, construct your retirement savings with a savings insurance by setting aside a sum of money on a monthly or yearly basis over a certain period of time. Furthermore, it may potentially give better returns than bank deposit interest rates, allowing you to create more considerable retirement savings in a shorter period of time.\n\nIt is also important to remember that even if you begin to save for retirement, a significant medical bill might wipe away a large chunk of your hard earned money. As a result, it is crucial to ensure that you have enough medical insurance protection.\"\n   }\n },{\n   \"@type\": \"Question\",\n   \"name\": \"At what age should I consider buying retirement insurance in Singapore?\",\n   \"acceptedAnswer\": {\n     \"@type\": \"Answer\",\n     \"text\": \"The ideal age for purchasing retirement insurance varies depending on individual circumstances, financial objectives, and risk tolerance. Generally, starting retirement planning in one's 20s or 30s is recommended due to the longer investment horizon, allowing for compounding interest benefits and increased time to accumulate savings.\n\nRetirement insurance plans offer diverse entry ages and features, so it is beneficial to research and consult with your financial advisor to identify the most suitable options aligned with one's age, financial status, and retirement aspirations.\n\nAlthough initiating retirement planning early is advantageous, it is never too late to begin. Even if starting at an older age, exploring retirement insurance options and strategies remains crucial to securing a stable financial future during retirement.\n\nSeeking advice from a financial advisor who offers personalised guidance tailored to individual circumstances, aiding in informed decision-making regarding retirement planning and insurance.\"\n   }\n },{\n   \"@type\": \"Question\",\n   \"name\": \"What should I do if I am approaching retirement age but is not ready for it financially?\",\n   \"acceptedAnswer\": {\n     \"@type\": \"Answer\",\n     \"text\": \"Our Financial Adviser Representatives can help you with a financial health check and assess your earnings & expenditures, liabilities & assets, and provide their expertise on what you can do to meet your retirement lifestyle plans better.\"\n   }\n },{\n   \"@type\": \"Question\",\n   \"name\": \"What are the benefits of retirement insurance?\",\n   \"acceptedAnswer\": {\n     \"@type\": \"Answer\",\n     \"text\": \"Long-Term Savings: It helps in accumulating a significant sum of money over time, which serves as a financial cushion during retirement when regular income might decrease or stop.\n\nFinancial Security: It offers a sense of financial security by providing a reliable income stream after retirement, reducing the reliance on personal savings and as a supplement to government schemes.\n\nDeath Benefits: Many retirement insurance plans offer death benefits, ensuring that the policyholder's beneficiaries receive a sum upon the policyholder's demise before or after retirement.\n\n\nBefore opting for a retirement insurance plan, it is important to understand the terms, benefits, fees, potential risks, and payout options. Consulting a financial advisor can help in choosing the most suitable retirement insurance plan aligned with your financial goals and retirement needs.\"\n   }\n },{\n   \"@type\": \"Question\",\n   \"name\": \"How much of my income should I set aside for retirement?\",\n   \"acceptedAnswer\": {\n     \"@type\": \"Answer\",\n     \"text\": \"A good rule of thumb is to invest at least 10% of your monthly income towards your retirement. This helps ensure that you build a secure financial cushion over time without compromising your current lifestyle.\n\nBy committing to 10% consistently, you can take advantage of compound interest, which grows your money faster the earlier you start. You also give yourself:\n<ul>\n<li>Time to recover from market dips during downturns<\/li>\n<li>Steady growth aligned with long-term financial goals<\/li>\n<li>Time to recover from market dips during downturns<\/li>\n<\/ul>\nIf you\u2019re able to contribute more than 10%, even better, but starting with this baseline makes a meaningful difference in the long run.\"\n   }\n }]\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-96d01e5 e-con-full e-flex e-con e-parent\" data-eae-slider=\"63991\" data-id=\"96d01e5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26ab049 elementor-widget elementor-widget-heading\" data-id=\"26ab049\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let's Talk<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0adece3 eael-gravity-form-button-full-width elementor-widget elementor-widget-eael-gravity-form\" data-id=\"0adece3\" data-element_type=\"widget\" data-widget_type=\"eael-gravity-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"eael-contact-form eael-gravity-form labels-hide eael-custom-radio-checkbox eael-contact-form-align-default\">\n\t\t        <script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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field_description_below field_validation_below gfield_visibility_visible\"  >Are you an existing China Taiping Insurance<br>Singapore customer?<\/div><fieldset id=\"field_138_9\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-half talk-radio field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Are you an existing China Taiping Insurance Singapore customer?<\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_138_9'>\n\t\t\t<div class='gchoice gchoice_138_9_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_9' type='radio' value='Yes'  id='choice_138_9_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_138_9_0' id='label_138_9_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_138_9_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_9' type='radio' value='No'  id='choice_138_9_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_138_9_1' id='label_138_9_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_138_12\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label screen-reader-text' for='input_138_12'>Enter Policy Number<\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_138_12' type='text' value='' class='large'    placeholder='Enter Policy Number'  aria-invalid=\"false\"   \/><\/div><\/div><fieldset id=\"field_138_13\" class=\"gfield gfield--type-name gfield--input-type-name gfield--width-full gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_138_13'>\n                            \n                            <span id='input_138_13_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_13.3' id='input_138_13_3' value=''   aria-required='true'   placeholder='First Name *'  \/>\n                                                    <label for='input_138_13_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_138_13_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_13.6' id='input_138_13_6' value=''   aria-required='true'   placeholder='Last Name (Surname) *'  \/>\n                                                    <label for='input_138_13_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_138_14\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-half talk-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  >Preferred contact method? *<\/div><fieldset id=\"field_138_15\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Preferred contact method?<\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_138_15'>\n\t\t\t<div class='gchoice gchoice_138_15_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_15' type='radio' value='Email'  id='choice_138_15_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_138_15_0' id='label_138_15_0' class='gform-field-label gform-field-label--type-inline'>Email<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_138_15_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_15' type='radio' value='Phone'  id='choice_138_15_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_138_15_1' id='label_138_15_1' class='gform-field-label gform-field-label--type-inline'>Phone<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_138_16\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_138_16'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_16' id='input_138_16' type='email' value='' class='large'   placeholder='Email *' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_138_17\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_138_17'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_17' id='input_138_17' type='tel' value='' class='large'  placeholder='+65 12345678*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_138_18\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_138_18'>Insurance Type<\/label><div class='ginput_container ginput_container_select'><select name='input_18' id='input_138_18' class='large gfield_select'     aria-invalid=\"false\" ><option value='Select Insurance Type' >Select Insurance Type<\/option><option value='Life Insurance' >Life Insurance<\/option><option value='General Insurance - Personal' >General Insurance - Personal<\/option><option value='General Insurance - Business' >General Insurance - Business<\/option><\/select><\/div><\/div><div id=\"field_138_19\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_138_19'>Enquiry Type<\/label><div class='ginput_container ginput_container_select'><select name='input_19' id='input_138_19' class='large 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