{"id":14653,"date":"2019-02-26T09:54:50","date_gmt":"2019-02-26T01:54:50","guid":{"rendered":"https:\/\/newcorpdemo-uat.cntaiping.sg\/?post_type=newsroom&#038;p=14653"},"modified":"2025-05-14T11:03:57","modified_gmt":"2025-05-14T03:03:57","slug":"china-taiping-insurance-singapore-unveils-infinite-harvest-for-the-high-net-worth-markets-a-legacy-plan-for-three-generations-and-a-lifetime-income-for-retirement-needs","status":"publish","type":"newsroom","link":"https:\/\/www.sg.cntaiping.com\/en\/newsroom\/china-taiping-insurance-singapore-unveils-infinite-harvest-for-the-high-net-worth-markets-a-legacy-plan-for-three-generations-and-a-lifetime-income-for-retirement-needs\/","title":{"rendered":"China Taiping Insurance Singapore unveils Infinite Harvest for the High-Net-Worth Markets &#8211; A legacy plan for three generations and a lifetime income for retirement needs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14653\" class=\"elementor elementor-14653\" data-elementor-post-type=\"newsroom\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-097329f e-flex e-con-boxed e-con e-parent\" data-id=\"097329f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b33f84 elementor-widget elementor-widget-text-editor\" data-id=\"0b33f84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tInfinite Harvest is a single premium participating\u00a0<a class=\"txt-link\" href=\"\/en\/personal\/life\/whole-life\/\" target=\"_blank\" rel=\"noopener\">whole life plan<\/a>\u00a0aimed at helping the affluent and high-net-worth individuals create a lifetime income &#8211; be it an enhancement of wealth for\u00a0<a class=\"txt-link\" href=\"\/en\/personal\/wealth\/legacy\/\" target=\"_blank\" rel=\"noopener\">legacy<\/a>\u00a0or for\u00a0<a class=\"txt-link\" href=\"\/en\/personal\/wealth\/retirement\/\" target=\"_blank\" rel=\"noopener\">retirement<\/a>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a60a084 elementor-widget elementor-widget-text-editor\" data-id=\"a60a084\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u201cInfinite Harvest is the first product of our Infinite series and a cornerstone of legacy planning from wealth accumulation to transfer. It is specially crafted for parents to create a gift of love beyond generations or for individuals who wish to build a passive stream of lifetime income to supplement their lifestyle,\u201d said Lance Tay, General Manager of Life Insurance, China Taiping Insurance Singapore.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62fde08 elementor-widget elementor-widget-heading\" data-id=\"62fde08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Infinite Harvest Key Benefits: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45eb7ba elementor-widget elementor-widget-text-editor\" data-id=\"45eb7ba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>One-time premium payment for a lifetime of monthly income starting from the 5<sup>th<\/sup>\u00a0policy anniversary. Monthly income<sup>1<\/sup>\u00a0adds up to 4.27% (1.77% guaranteed + 2.5% non-guaranteed<sup>2<\/sup>) of the single premium.<\/li><li>Immediate liquidity with a guaranteed cash value of 80% of the single premium which will increase throughout the policy years.<\/li><li>100% capital guaranteed from as early as 10<sup>th<\/sup>\u00a0policy anniversary.<\/li><li>No medical check-up is required and is available to anyone between ages 1 and 70.<\/li><li>A minimum single premium of S$112,412 for a lifetime monthly pay out of S$400<sup>1<\/sup>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1daa54 elementor-widget elementor-widget-text-editor\" data-id=\"d1daa54\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u00a0A gift of love<\/strong>\u00a0\u2013 Giving of Infinite Harvest from a parent to the child with the child as the life insured. The parent may transfer Infinite Harvest ownership when the child reaches age 18 for the child to continue receiving the regular stream of income for life. When the child eventually passes on, the grandchildren can receive the lump sum payout.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c852f9 elementor-widget elementor-widget-image\" data-id=\"7c852f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1152\" height=\"279\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_1TINY.jpg\" class=\"attachment-full size-full wp-image-14980\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_1TINY.jpg 1152w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_1TINY-300x73.jpg 300w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_1TINY-1024x248.jpg 1024w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_1TINY-768x186.jpg 768w\" sizes=\"(max-width: 1152px) 100vw, 1152px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6935022 elementor-widget elementor-widget-text-editor\" data-id=\"6935022\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>A passive income\u00a0<\/strong>\u2013 Infinite Harvest provides a lifetime income for individuals to lead the lifestyle that they desire. With the monthly passive income stream, one has the freedom to choose when to retire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e065ee7 elementor-widget elementor-widget-image\" data-id=\"e065ee7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"911\" height=\"361\" src=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_2.jpg\" class=\"attachment-full size-full wp-image-14978\" alt=\"\" srcset=\"https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_2.jpg 911w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_2-300x119.jpg 300w, https:\/\/www.sg.cntaiping.com\/wp-content\/uploads\/2025\/01\/Illustration_2-768x304.jpg 768w\" sizes=\"(max-width: 911px) 100vw, 911px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e20c69 elementor-widget elementor-widget-text-editor\" data-id=\"7e20c69\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLance said: \u201cAt China Taiping, we believe in the art of peaceful living to empower our clients to get more in life. With Infinite Harvest, policyholders can have a peace of mind knowing that a lifetime income is secured. They can enjoy the fruits of their labour and allow their future generations to savour them too.\u201d\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a473aa8 elementor-widget elementor-widget-text-editor\" data-id=\"a473aa8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Footnotes:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a3dbe5 elementor-widget elementor-widget-text-editor\" data-id=\"7a3dbe5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol>\n \t<li>Each monthly cashback consists of a guaranteed amount, which is 1\/12 of 1.77% of the single premium and a non-guaranteed amount, which is 1\/12 of 2.5% of the single premium.<\/li>\n \t<li>The non-guaranteed amount is based on an IIRR of 4.75% p.a. on the Participating Fund and may vary according to the future performance of the Participating Fund. For an IIRR of 3.25% p.a., this non-guaranteed amount will be 1% of the single premium.<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ffb9e0 elementor-widget elementor-widget-heading\" data-id=\"6ffb9e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About China Taiping Insurance Singapore<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea4051 elementor-widget elementor-widget-text-editor\" data-id=\"6ea4051\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tChina Taiping Insurance (Singapore) Pte. Ltd. (\u201cCTPIS\u201d) is a leading composite insurer for both life and general insurance businesses. We originated from Tai Ping Insurance Co. Ltd Singapore Branch, which is established in Singapore since 1938. CTPIS has a financial strength rating of \u201cA\u201d (Excellent) and long-term issuer credit rating of \u201cA\u201d by the A.M. Best, and the outlook of these Credit Ratings is stable. We have been assuring our customers in Singapore with financial peace of mind for the last 80 years.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa9078 elementor-widget elementor-widget-text-editor\" data-id=\"7fa9078\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCTPIS is wholly-owned by China Taiping Insurance Holdings Company Limited, which was listed on the Hong Kong Stock Exchange in 2000, making it the first Chinese-funded insurer listed overseas. China Taiping Insurance Group Limited is a large transnational financial and insurance group with business network in Mainland China, Hong Kong, Macau, North America, Europe, Oceania, East and Southeast Asia. The brand has gained international recognition over the years and successfully ranked in the \u201cGlobal Fortune 500 Companies\u201d in 2018.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c618dad elementor-widget elementor-widget-heading\" data-id=\"c618dad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Media Contact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb6871a elementor-widget elementor-widget-text-editor\" data-id=\"eb6871a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\">China Taiping Insurance (Singapore) Pte. Ltd.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53bb46e elementor-widget elementor-widget-text-editor\" data-id=\"53bb46e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cindy Cheng<br \/>Head, Marketing<br \/>Tel: (65) 6389 6158<br \/><a class=\"txt-link\" href=\"mailto:cindy.cheng@sg.cntaiping.com\">cindy.cheng@sg.cntaiping.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>testing from expert<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"ocean_post_layout":"full-width","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","footnotes":"","_links_to":"","_links_to_target":""},"news-category":[10],"class_list":["post-14653","newsroom","type-newsroom","status-publish","hentry","news-category-corporate-activity","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - 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