{"id":41591,"date":"2026-06-25T15:42:18","date_gmt":"2026-06-25T07:42:18","guid":{"rendered":"https:\/\/www.sg.cntaiping.com\/?post_type=financial-articles&#038;p=41591"},"modified":"2026-06-25T15:50:04","modified_gmt":"2026-06-25T07:50:04","slug":"review-your-beneficiary-nominee","status":"publish","type":"financial-articles","link":"https:\/\/www.sg.cntaiping.com\/en\/financial-articles\/review-your-beneficiary-nominee\/","title":{"rendered":"Life Milestones Matter \u2014 Review Your Beneficiary Nominee"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"41591\" class=\"elementor elementor-41591\" data-elementor-post-type=\"financial-articles\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9d01f2f e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"2805\" data-id=\"9d01f2f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6dfd18d e-con-full e-flex e-con e-child\" data-eae-slider=\"66810\" data-id=\"6dfd18d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e578e8 elementor-widget elementor-widget-text-editor\" data-id=\"8e578e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNaming a beneficiary on your insurance policy is one of the smartest things you can do for the people you love. It removes ambiguity and ensures your policy proceeds reach the right person without unnecessary delay. However, making a nomination up to date is just as important as making one in the first place.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-6a3a798 e-con-full e-flex e-con e-child\" data-eae-slider=\"51389\" data-id=\"6a3a798\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6afe12e elementor-widget elementor-widget-heading\" data-id=\"6afe12e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why reviewing your insurance nomination matters<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e6417a elementor-widget elementor-widget-text-editor\" data-id=\"0e6417a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe more important question is whether your nomination still reflects your life as it actually is today, not as it was when you first took up the policy. Because life moves quickly. Relationships change. Families grow. A nomination that made perfect sense five years ago might no longer represent your wishes at all. An outdated nomination may no longer reflect your current family structure, financial priorities or intended beneficiaries. This article explores how different nomination types suit different life stages, and why keeping your nomination up to date is important.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4fa23f9 e-con-full e-flex e-con e-child\" data-eae-slider=\"78291\" data-id=\"4fa23f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f1b781 elementor-widget elementor-widget-heading\" data-id=\"6f1b781\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choosing the right nomination type for your life stage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38051be elementor-widget elementor-widget-text-editor\" data-id=\"38051be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBefore looking at when to review your nomination, it helps to understand the two types available to policyholders in Singapore, because the right choice often depends on where you are in life. There&#8217;s no universally correct answer between the two. The best nomination type depends on your personal situation, who you wish to protect, and the level of flexibility you require.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dd08af elementor-widget elementor-widget-heading\" data-id=\"0dd08af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Revocable Nomination<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca67dfa elementor-widget elementor-widget-text-editor\" data-id=\"ca67dfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA Revocable Nomination can be changed at any time without requiring the consent of your nominee. Proceeds still bypass the probate process, though they remain part of your legal estate. This type offers flexibility, which makes it well-suited for individuals whose circumstances      may change over time, such as single policyholders, those early in a relationship, or      those who prefer greater flexibility in managing their nomination.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe2ce8 elementor-widget elementor-widget-heading\" data-id=\"2fe2ce8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Trust Nomination<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71cf388 elementor-widget elementor-widget-text-editor\" data-id=\"71cf388\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA Trust Nomination is available when you&#8217;re nominating a spouse and\/or children. Under this arrangement, your policy proceeds are held in trust, ringfenced from creditors and protected from personal debts. The trade-off is that it becomes irrevocable without the written consent of all nominees, so it carries more commitment. For married policyholders with children, a Trust Nomination may be worth considering if their priority is providing greater protection and certainty for their family.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-678544e e-con-full e-flex e-con e-child\" data-eae-slider=\"23030\" data-id=\"678544e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ffa97e elementor-widget elementor-widget-heading\" data-id=\"0ffa97e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life stages that should prompt a review<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c0553b elementor-widget elementor-widget-text-editor\" data-id=\"5c0553b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWith the foundation in place, here&#8217;s a practical look at the life stages and events that should encourage you to check if your nomination is up to date.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4007673 elementor-widget elementor-widget-heading\" data-id=\"4007673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><ul style=\"margin-top: 0px;margin-bottom:5px\"><li>Starting out: Young and single\n<\/li><\/ul><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8457d1c elementor-widget elementor-widget-text-editor\" data-id=\"8457d1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMany young policyholders, those who&#8217;ve just taken out their first <a class=\"txt-link\" title=\"Term Life Insurance Plan, Term Life Insurance\" href=\"\/en\/personal\/life\/term\/\">term life insurance plan<\/a>, often name a parent as their nominee. At this stage of life, that usually makes sense. The key is simply to make a nomination early, rather than leaving it blank and letting the proceeds fall into your estate by default.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9df391 elementor-widget elementor-widget-text-editor\" data-id=\"e9df391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A Revocable Nomination works well here. It offers you the flexibility to make changes as your life circumstances evolve, whether that is getting married, starting out a new family, or simply assessing your financial priorities. Build the habit of <a class=\"txt-link\" title=\"A Guide On Reviewing Your Term Life Insurance Policy for Peace of Mind\" href=\"\/en\/financial-articles\/guide-on-reviewing\/\">reviewing your insurance policy<\/a> and nomination from time to time, to ensure they continue to reflect the people and goals that matter most to you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45ac1e8 elementor-widget elementor-widget-heading\" data-id=\"45ac1e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><ul style=\"margin-top: 0px;margin-bottom:5px\"><li>Getting married<\/li><\/ul><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3c4e18 elementor-widget elementor-widget-text-editor\" data-id=\"e3c4e18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMarriage is one of the significant milestones that warrant a review of your insurance nomination. Your spouse is now your primary next of kin, and your nomination should reflect that. This is also the natural moment to consider whether a Trust Nomination (naming your spouse and\/or children) better suits your new circumstances.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c84cf elementor-widget elementor-widget-text-editor\" data-id=\"26c84cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As your relationship progresses, it is also a good opportunity to review your insurance arrangements as a couple. Whether you each hold a <a class=\"txt-link\" title=\"Whole Life Insurance, Whole Life Insurance Singapore\" href=\"\/en\/personal\/life\/whole-life\/\">whole life plan<\/a>, a term plan, or a <a class=\"txt-link\" title=\"Personal Accident Safe\" href=\"https:\/\/cntp.jumpinteractive.sg\/en\/personal\/accident-health\/personal-accident-safe\/\">personal accident policy<\/a>, ensuring your nominations reflect your shared goals and responsibilities can help to provide greater clarity and protection for your loved ones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4325b6a elementor-widget elementor-widget-heading\" data-id=\"4325b6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><ul style=\"margin-top: 0px;margin-bottom:5px\"><li>Growing your family: Having children\n<\/li><\/ul><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9719b1f elementor-widget elementor-widget-text-editor\" data-id=\"9719b1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe arrival of a child tends to shift priorities significantly. If you&#8217;ve previously named only a spouse, you may now want to extend the nomination to include your children. A Trust Nomination naming both a spouse and children provides stronger ringfencing of proceeds and greater peace of mind.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffe5ad5 elementor-widget elementor-widget-text-editor\" data-id=\"ffe5ad5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Parents should also think carefully about what would happen if both policyholders were to pass away. In that scenario, how would proceeds be managed on behalf of minor children? This is the right moment to consider whether a trustee or legal guardian arrangement should be put in place alongside the nomination itself.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c8e1f7 elementor-widget elementor-widget-heading\" data-id=\"6c8e1f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><ul style=\"margin-top: 0px;margin-bottom:5px\"><li>Experiencing a major life event\n<\/li><\/ul><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb9b20c elementor-widget elementor-widget-text-editor\" data-id=\"cb9b20c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol style=\"margin-top: 0px;\"><li style=\"margin-bottom: 10px;\"><strong>Divorce<\/strong><br \/>This is one of the most commonly misunderstood aspects of beneficiary nomination: a divorce does not automatically revoke a nomination in Singapore. If you&#8217;ve named your spouse and subsequently divorce without updating your nomination, your former spouse may still be entitled to receive the policy proceeds. Taking the time to review and update your nominations after a divorce can ensure they continue to reflect your current wishes and circumstances.<\/li><li><strong>Loss of a nominee<\/strong><br \/>If a named nominee passes away, the nomination may become invalid and depending on your policy and nomination type, proceeds could fall back into your estate. Review and update your nomination as promptly.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14f6318 elementor-widget elementor-widget-heading\" data-id=\"14f6318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><ul style=\"margin-top: 0px;margin-bottom:5px\"><li>Later years: Retirement and legacy planning\n<\/li><\/ul><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e41d0c elementor-widget elementor-widget-text-editor\" data-id=\"1e41d0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAs you move into your later years, financial priorities often shift from building and protecting wealth to <a class=\"txt-link\" title=\"Retirement Insurance, Retirement Insurance Singapore\" href=\"\/en\/personal\/wealth\/retirement\/\">managing retirement income<\/a> and <a class=\"txt-link\" title=\"Legacy Insurance, Legacy Insurance Singapore\" href=\"\/en\/personal\/wealth\/legacy\/\">planning the legacy<\/a> you wish to leave behind. Some policyholders choose to add grandchildren as nominees or restructure existing arrangements to better reflect how they&#8217;d like their assets distributed across the next generation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ca00c9 elementor-widget elementor-widget-text-editor\" data-id=\"4ca00c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reviewing your nominations regularly during this stage can help ensure it remains aligned with your goals and the legacy you hope to leave behind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-3e12f26 e-con-full e-flex e-con e-child\" data-eae-slider=\"2440\" data-id=\"3e12f26\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40a6836 elementor-widget elementor-widget-heading\" data-id=\"40a6836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Making nomination reviews a habit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f9533f elementor-widget elementor-widget-text-editor\" data-id=\"4f9533f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIf there&#8217;s one practical takeaway from all of this, it&#8217;s that a nomination is not a set-and-forget decision. Here&#8217;s how to make staying on top of it feel manageable rather than overwhelming:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db9749b elementor-widget elementor-widget-text-editor\" data-id=\"db9749b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-bottom: -2px;\">Set a recurring reminder. An annual review or a review following a significant life event such as marriage, parenthood, divorce, or retirement can ensure that your nomination remains relevant.<\/li>\n \t<li style=\"margin-bottom: -2px;\">Keep your contact details updated with your insurer. Accurate information can help avoid unnecessary delays and ensure your insurance records remain current.<\/li>\n \t<li style=\"margin-bottom: -2px;\">Include your nomination review as part of your annual financial planning check-in. Review your nomination alongside your insurance coverage, CPF nomination, beneficiaries on bank accounts, and other estate planning arrangements. These will help ensure that everything remains aligned with your current goals and circumstances.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-d537f55 e-con-full e-flex e-con e-child\" data-eae-slider=\"41132\" data-id=\"d537f55\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff0f4b elementor-widget elementor-widget-heading\" data-id=\"4ff0f4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-724d1dc elementor-widget elementor-widget-text-editor\" data-id=\"724d1dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA nomination review doesn&#8217;t take long. What it does is ensure that everything you&#8217;ve carefully put in place actually reaches the people it was always meant for. If you are unsure whether your current insurance nomination still meets your needs, consider speaking to your preferred financial advisor. They can guide you through your options, help you understand the different nomination types, and ensure your <a href=\"\/en\/personal\/life\/\" title=\"Life Protection\" class=\"txt-link\">protection plans<\/a> are working exactly as you intend them to.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Naming a beneficiary on your insurance policy is one of the smartest things you can do for the people you love. It removes ambiguity and ensures your policy proceeds reach the right person without unnecessary delay. However, making a nomination up to date is just as important as making one in the first place. Why [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"template":"elementor_theme","meta":{"_acf_changed":false,"ocean_post_layout":"full-width","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","_links_to":"","_links_to_target":""},"class_list":["post-41591","financial-articles","type-financial-articles","status-publish","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Life Milestones Matter \u2014 Review Your Beneficiary Nominee<\/title>\n<meta name=\"description\" content=\"Life changes fast and your beneficiary nomination should keep up with it. 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