{"id":12564,"date":"2025-01-22T01:36:49","date_gmt":"2025-01-21T17:36:49","guid":{"rendered":"https:\/\/newcorpdemo-uat.cntaiping.sg\/?post_type=financial-articles&#038;p=12564"},"modified":"2025-04-10T13:12:56","modified_gmt":"2025-04-10T05:12:56","slug":"dont-wait-accident","status":"publish","type":"financial-articles","link":"https:\/\/www.sg.cntaiping.com\/en\/financial-articles\/dont-wait-accident\/","title":{"rendered":"Don&#8217;t Wait For Accidents to happen: Motor Insurance 101 For the Savvy Car Owners"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12564\" class=\"elementor elementor-12564\" data-elementor-post-type=\"financial-articles\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9d01f2f e-flex e-con-boxed e-con e-parent\" data-id=\"9d01f2f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9486b74 elementor-widget elementor-widget-text-editor\" data-id=\"9486b74\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIn Singapore, motor insurance is mandatory and must be renewed each year. It is common that consumers usually pay premiums without fully understanding the details of what your policy entails. However, it is imperative to know what your motor insurance covers. A well-chosen policy ensures that you are adequately protected, both for your personal safety and your prized asset.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1b9832 elementor-widget elementor-widget-text-editor\" data-id=\"e1b9832\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHere are some essential <a class=\"txt-link\" href=\"\/en\/financial-articles\/insuring-your-ride\/\" target=\"_blank\" rel=\"noopener\">tips for buying the right motor insurance policy<\/a>:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c313dd elementor-widget elementor-widget-text-editor\" data-id=\"1c313dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Understand the Coverage<\/strong>: Look beyond the basic cover to understand what each policy offers. For instance, does your comprehensive cover policy allow you to repair your accident-damaged car at the workshop of your choice, or only at designated authorised workshops? Does your policy offer waiver of excess benefits in the event of an accident?<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdafc02 elementor-widget elementor-widget-text-editor\" data-id=\"fdafc02\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Compare Policies<\/strong>: Do not settle for the cheapest policy you come across. Compare various plans to find the one that offers the coverage that suits your needs at a competitive price, or consult a professional insurance advisor for advice.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-157743d elementor-widget elementor-widget-text-editor\" data-id=\"157743d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Explore Add-ons<\/strong>: Check for optional add-ons, such as Loss of Use or Courtesy Car benefits, NCD protector etc., which can provide you with additional peace of mind<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ed6a79 elementor-widget elementor-widget-text-editor\" data-id=\"9ed6a79\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Evaluate Quality and Service<\/strong>: A good policy should not only provide comprehensive coverage but also come with excellent service. Look out for features like efficient claim processing and access to 24\/7 accident-related support, just to name a few.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29caa30 elementor-widget elementor-widget-text-editor\" data-id=\"29caa30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Consider Premium Costs vs Value<\/strong>: While keeping within budget is important, ensure that the policy offers good value for the cover it provides. Sometimes, paying a slightly higher premium can provide significantly better savings when the unforeseen happens.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7447de5 elementor-widget elementor-widget-text-editor\" data-id=\"7447de5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Read the Fine Prints<\/strong>: Carefully review your policy documents to understand exclusions, limitations, and any additional benefits that may be included.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-336c32d elementor-widget elementor-widget-heading\" data-id=\"336c32d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A comprehensive motor insurance acts as a vital safety net during emergencies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99950a0 elementor-widget elementor-widget-text-editor\" data-id=\"99950a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNavigating motor insurance in Singapore can indeed be complex with the range of options available. By focusing on both the coverage and the quality of service, you can ensure that your motor insurance offers the protection you need and a positive experience when an accident claim arises.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a6f52f elementor-widget elementor-widget-heading\" data-id=\"3a6f52f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Scenario 1: Jimmy\u2019s experience with increased premiums following an unfortunate accident.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d99fa8c elementor-widget elementor-widget-text-editor\" data-id=\"d99fa8c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tJimmy made a claim on his motor insurance policy last year. At the renewal of his motor policy this year, he faced the common challenge of increased premiums and reset No Claim Discount (NCD) rates, resulting in substantial financial burden.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30c7013 elementor-widget elementor-widget-text-editor\" data-id=\"30c7013\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIt was then that he was introduced to <a class=\"txt-link\" href=\"\/en\/personal\/protection\/motor-insurance\/\" target=\"_blank\" rel=\"noopener\">motor insurance by China Taiping<\/a> Singapore by a friend, and he discovered a more favourable approach to safeguard his hard earned NCD. Unlike many insurers that require up to six years to accumulate a 50% NCD before offering similar benefits, China Taiping Singapore provides a notable advantage:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e679fd8 elementor-widget elementor-widget-text-editor\" data-id=\"e679fd8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Continuous Accumulation<\/strong>: China Taiping Singapore offers free NCD protection for all Private Car policies. This means Jimmy\u2019s NCD can be retained even after an accident and continue to accumulate at 10% annually when there is no claim in subsequent years. This helps maintain ongoing savings on premiums and provides a sense of security.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c054ed7 elementor-widget elementor-widget-text-editor\" data-id=\"c054ed7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Preserved NCD<\/strong>: Unlike many insurers that require up to six years to accumulate a 50% NCD before offering similar benefits, China Taiping Singapore provides policyholders with NCD protection benefits from 10% onwards.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-982e427 elementor-widget elementor-widget-text-editor\" data-id=\"982e427\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOther value-added services that China Taiping Singapore provide includes:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b85990d elementor-widget elementor-widget-text-editor\" data-id=\"b85990d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Glass Coverage<\/strong>: China Taiping Singapore covers repairs or replacements for windshields, window glass and in-car card readers (IU), without impacting the NCD. This means that even if these components are damaged, the NCD remains unaffected, preserving the discount benefits. This benefit is also automatically reinstated after making a claim. The policyholder only needs to pay a small out of pocket of S$100.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2204ef2 elementor-widget elementor-widget-text-editor\" data-id=\"2204ef2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Windshield Repair Benefit<\/strong>: If the windshield damage is only a small crack and the policyholder chooses to repair instead of replacing, he will not only experience a much faster repair turnaround but also receive a thank you incentive of S$100.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8091f2e elementor-widget elementor-widget-text-editor\" data-id=\"8091f2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThese services highlight China Taiping Singapore&#8217;s commitment to providing comprehensive support and enhancing the overall value of their insurance policy.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-945adbe elementor-widget elementor-widget-heading\" data-id=\"945adbe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Launch of FLASH service<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d8f88 elementor-widget elementor-widget-text-editor\" data-id=\"76d8f88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMeeting with an accident can be overwhelming; hence, knowing how to manage the situation is crucial. China Taiping Singapore\u2019s newly launched FLASH service is designed to offer the needed support during these stressful times.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c411d06 elementor-widget elementor-widget-heading\" data-id=\"c411d06\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Scenario 2: Amy\u2019s experience with FLASH services.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f568cf elementor-widget elementor-widget-text-editor\" data-id=\"4f568cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Continuous Accumulation:<\/strong> China Taiping Singapore offers free NCD protection for all Private Car policies. This means Jimmy\u2019s NCD can be retained even after an accident and continue to accumulate at 10% annually when there is no claim in subsequent years. This helps maintain ongoing savings on premiums and provides a sense of security.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c830b26 elementor-widget elementor-widget-text-editor\" data-id=\"c830b26\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>On-Site Support:<\/strong> A uniformed staff member from FLASH arrived at the accident scene within 30 minutes, providing immediate comfort and efficiently taking control of the situation. At the accident scene, the FLASH service staff helped to take photos, gathered information, and collected evidence.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f14a3aa elementor-widget elementor-widget-text-editor\" data-id=\"f14a3aa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Streamlined Process:<\/strong> Unlike the usual accident handling, where one might need to visit a reporting centre, the FLASH service allowed Amy to report the accident on-site, streamlining the process for the car owner.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b461260 elementor-widget elementor-widget-text-editor\" data-id=\"b461260\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Expert Guidance:<\/strong> The FLASH service staff not only helped to manage the accident scene but also offered valuable advice on how to protect Amy\u2019s rights, ensuring she was well-informed and supported throughout the process.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e84534c elementor-widget elementor-widget-text-editor\" data-id=\"e84534c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tChina Taiping Singapore\u2019s FLASH service is available 24\/7 to assist you with accident management. This service ensures that policyholders receive prompt, professional support and guidance, making a difficult situation much easier to navigate.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33c8df4 elementor-widget elementor-widget-heading\" data-id=\"33c8df4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Flexible Motor Insurance plans \u2013 AutoExcel & AutoSafe<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad84da elementor-widget elementor-widget-text-editor\" data-id=\"6ad84da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhen it comes to selecting your motor insurance, it is important to choose a plan that aligns with your individual needs and preferences. China Taiping Singapore offers two distinct plans, each designed to cater to different priorities:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27ee488 elementor-widget elementor-widget-heading\" data-id=\"27ee488\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. AutoExcel:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a06b05 elementor-widget elementor-widget-text-editor\" data-id=\"8a06b05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Customisation<\/strong>: AutoExcel is ideal for those who value the freedom to select the repair facility of your preference, ensuring that you can work with a shop you trust.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ec1cdf elementor-widget elementor-widget-text-editor\" data-id=\"7ec1cdf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Flexibility<\/strong>: The car owners can still choose to go to China Taiping Singapore\u2019s network of authorised workshops and enjoy waiver of excess.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-171e109 elementor-widget elementor-widget-heading\" data-id=\"171e109\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. AutoSafe:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5675b1f elementor-widget elementor-widget-text-editor\" data-id=\"5675b1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Cost Savings<\/strong>: AutoSafe offers a 15% discount, making it a viable choice for those looking to save on insurance premiums. In addition, you and your named drivers also enjoy waiver of excess at our authorised workshops.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76c0720 elementor-widget elementor-widget-text-editor\" data-id=\"76c0720\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Authorised Repair Shops<\/strong>: This plan provides access to a network of China Taiping Singapore\u2019s authorised workshops. These shops are selected and approved by China Taiping Singapore, ensuring high standards of repair and service.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0aafb elementor-widget elementor-widget-text-editor\" data-id=\"5f0aafb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Peace of Mind<\/strong>: Accident repairs at China Taiping Singapore\u2019s authorised workshops comes with up to 1 year repair warranty on workmanship, so you can be assured of a quality job done.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e432b59 elementor-widget elementor-widget-heading\" data-id=\"e432b59\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9c7946 elementor-widget elementor-widget-text-editor\" data-id=\"b9c7946\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tChoosing the right motor insurance is necessary for ensuring all-rounded protection and peace of mind. Make an informed decision today and choose\u00a0<a class=\"txt-link\" href=\"\/en\/personal\/protection\/motor-insurance\/\" target=\"_blank\" rel=\"noopener\">China Taiping Singapore\u2019s motor insurance<\/a>\u00a0for a worry-free drive wherever your journey takes you.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In Singapore, motor insurance is mandatory and must be renewed each year. It is common that consumers usually pay premiums without fully understanding the details of what your policy entails. However, it is imperative to know what your motor insurance covers. A well-chosen policy ensures that you are adequately protected, both for your personal safety [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"template":"elementor_theme","meta":{"_acf_changed":false,"ocean_post_layout":"full-width","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","_links_to":"","_links_to_target":""},"class_list":["post-12564","financial-articles","type-financial-articles","status-publish","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Don&#039;t Wait For Accidents to happen: Motor Insurance 101 For the Savvy Car Owners<\/title>\n<meta name=\"description\" content=\"Avoid regretting after an accident. 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