Legacy Insurance

Preserve your wealth while enhancing the
legacy for your loved ones in Singapore.
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Legacy Insurance

Safeguard and preserve your wealth for your family with our trusted legacy insurance solutions in Singapore. Designed to ensure a smooth transfer of wealth across generations, our Legacy Insurance plans empower you to leave behind more than just assets; they allow you to pass on financial security, stability, and peace of mind. Whether you’re planning for your children’s future or securing a lasting gift for your loved ones, legacy insurance plays a vital role in long-term wealth management.

At China Taiping Singapore, our Legacy Insurance plans are tailored to meet the needs of individuals who want to build a meaningful legacy. Our plans provide the assurance that your wealth will be preserved and distributed according to your wishes. Protect your financial legacy today and create a lasting impact for generations to come.

Infinite Harvest Plus (II)

Embrace a lifetime of financial security with a continuous stream of yearly income and booster bonus until age 120.

i-Assure99

A non-participating whole life protection plan till age 99, empowering you to take care of your family upon an unexpected event or leave a legacy for your loved ones.

Infinite Legacy (II)

A lasting imprint of love and comfort, choose between a single or three years premium payment term and enjoy guaranteed protection against terminal illness and death throughout the policy term.

Infinite Elite Legacy (USD)

Make a strategic move for your legacy tomorrow. Choose from single, five or ten years premium payment term and be guaranteed a lifetime coverage.

Infinite Elite Harvest (USD)

Reap the rewards of a well-nurtured harvest as you enjoy cashbacks monthly from the end of your premium term to age 120. You can even appoint a Secondary Life Insured to enjoy the continuity of the policy.

Domestic Maid Insurance

Safeguard the well-being of your domestic maid

Useful Tips

With proper legacy insurance planning, you not only can safeguard and preserve your wealth, but also transfer your wealth to the next generation to ensure your loved ones are well taken care of. Legacy insurance essentially takes care of two key needs:
1. Legacy Planning
  • As an intelligent asset diversification strategy, you may use legacy insurance plan to protect the value of your diversified asset portfolio. It can also amplify your estate.
  • Ensure a smooth and equitable financial legacy – legacy insurance plan offers liquidity into your estate when it is most needed. Not only will it ensure distribution of wealth as you wish, but also keeps your assets such as businesses or properties intact and maintain harmony within the family.
2. Income Generation
  • The summed up guaranteed returns tend to be higher than fixed deposits despite having relatively lower investment risk as compared to direct investment to assets in financial markets.
  • A passive stream of lifetime income – you may live the lifestyle you desire and have the freedom to choose when you would like to retire.
Legacy planning involves the distribution of your assets and belongings after you pass on, according to your wishes. Cash, investments, real estate, insurance cash value, and your CPF are all examples of assets. The idea of legacy planning is to pass on your wealth to future generations.
Because life is unpredictable, making plans to leave a legacy should not be put off. Before losing the capability to make a decision that best represents your intentions, you should start planning for it at the same time that you plan for your retirement.
Legacy insurance is ideal for individuals in Singapore who have accumulated significant assets and wish to pass them on to their heirs in a structured and protected manner, often as part of a comprehensive estate or succession plan.
Yes, legacy insurance plans can play a critical role in business succession planning by providing funds to facilitate a smooth transfer of business ownership. It helps ensure business continuity and stability across generations, supporting long-term success for the company and its stakeholders.
Consider your long-term financial goals, the size of your estate, the needs of your beneficiaries, premium flexibility, and whether the plan allows for guaranteed benefits and customisation to suit your legacy intentions.

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