BizTrenZ OFFICE

BizTrenZ OFFICE

BizTrenZ OFFICE is most suited for office operations involving work of managerial, administrative or clerical nature.

Policy Highlights

  • Option of Fire & Extraneous Perils Cover (Standard Plan) or All Risks Cover (Enhanced Plan).
  • Competitive & Affordable Premium.
  • Comprehensive Coverage.
  • Ease of Application.

Sections Highlights

Fire & Extraneous Perils

  • First Loss Sum Insured of up to $125,000.
  • Optional Coverage for Building Structure at additional premium.

All Risks

  • Plate Glass Coverage up to 5% of Sum Insured or $50,000 whichever is lower.
  • Inclusion of FULL THEFT Cover up to $50,000.

Business Interruption

  • Choice plan comes with a standard $200 daily benefit up to a maximum period of 100 days in the event of any interruption or interference as a result of the closure the whole premises resulting from loss of or damage by a loss covered in either Section 1(A) or 1(B).
  • Infectious or Contagious Disease Extension.
  • Failure of Electricity Supply Extension.

Burglary

  • Inclusion of FULL THEFT Cover up to $50,000 or Sum Insured whichever is lower.
  • Snatch Theft Extension.

Money

  • Loss or damage to Safe, Drawers, Cabinets and Cash Registers up to a limit of $500.
  • Inclusion of Personal Accident Benefit Cover for 2 Authorised Employees at $10,000 each.

Work Injury Compensation

  • Personal injury sustained by your employees during mealbreaks within the Republic of Singapore.

Public Liability

  • Advertising & Neon Signs Extension.
  • Guests Effects Coverage.
  • Tenant's Liability Extension.

Personal Accident

  • Funeral Expenses up to $1,000.
  • Hospital Bonus of $200.
  • Medical Reimbursement for Chinese Physicians/Acupunturists/Bonesetters Consultation up to $200.

Plate Glass

  • All Risks Cover for Accidental Breakage.
  • Plate Glass includes fixed glass in Windows, Doors, Partitions, Shopfronts and Showcases.

Fidelity Guarantee

  • Covers up to 2 Named Employees in the Proposal Form.
  • Automatic Reinstatement of Limit of Guarantee.
PREMIUM & SUM INSURED (SGD)
SECT COVERAGE STANDARD (FIRE & EP) ENHANCED (ALL RISKS) ADDITIONAL COVERAGE PREMIUM RATE
BASIC SUM INSURED / LIMIT BASIC SUM INSURED / LIMIT
1 (A) Fire & Extraneous Perils $125,000 COVERED Up to $1,000,000 0.035%
1 (B) All Risks (excess $200 each & every loss except fire lightening & explosion)
  • Plate Glass up to 5% of Sum Insured or $50,000, whichever is lower
  • Full Theft Cover up to $50,000
NOT APPLICABLE  $125,000 Up to $1,000,000 0.15%
2 Business Interruption (Up to 100 days)
  • Loss of Income / Increase Cost of Working
 $200 per day  $200 per day Up to $300 per day $10 per $100
3 Burglary
  • Inclusion of Full Theft Cover up to $50,000 or the Sum Insured, whichever is lower
 $25,000  COVERED Up to $500,000  0.15%
4 Money 
a) Money in Transit – Anywhere in Singapore $5,000  $5,000  Up to $5,000 0.75%
b) Money in Premises
  • Subject to a sub-limit of $3,000 in locked drawers / cabinet / cash registers after business hours
$5,000 $5,000 Up to $5,000  0.50%
5 Work Injury Compensation Up to 4 Employees
(Admin only)
Up to 4 Employees
(Admin only)
Up to 6 employee(s) $10 per employee (Admin)
$30 per employee (Others)
6 Public Liability $500,000
AOA / AOP UNLIMITED
$500,000
AOA / AOP UNLIMITED
Up to $1,500,000 $5 per $100,000
7 Personal Accident – Anywhere in Singapore
On the life of named proprietor / partner(s) / director(s)  Up to 2 Persons Up to 2 Persons Additional Person(s) $30 per person
a) Death / Permanent Disablement $50,000 each $50,000 each
b) Medical Expenses $500 each $500 each
8 Plate Glass $2,500 COVERED Up to $7,500 0.75%
9 Fidelity Guarantee
(Limit $2,000 any one occurrence and in the aggregate)
Up to 2 Named Employee(s) Up to 2 Named Employee(s) Up to 6 Named Employee(s) $10 per employee
OPTIONAL COVERAGE WITH ADDITIONAL PREMIUM
1 (A) Fire & EP on building (excluding foundation) Up to $2,000,000 0.035%
 ANNUAL PREMIUM (Before GST) STANDARD
$235
ENHANCED
$274
 ADDITIONAL PREMIUM

Excluded Trades / Businesses /Activities / Premises

  • Couriers/delivery services
  • Investigation sevices firms
  • Events organizers
  • Motor traders
  • Money changers
  • Container offices
  • Premises used primarily for storage and / or manufacturing
  • Premises not of brick / concrete construction or premises in open or without perimeter, fence or security

 

Questions Relating to other Products?

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For More Information

  • Sales Enquiry:
    Fiona Leow at +65 6389 6165 | Ng Siaw Ling at +65 6389 6225 | Angela Koh at +65 6389 6219
  • Email:
    This email address is being protected from spambots. You need JavaScript enabled to view it.

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