- Option of Fire & Extraneous Perils Cover (Standard Plan) or All Risks Cover (Enhanced Plan).
- Competitive & Affordable Premium.
- Comprehensive Coverage.
- Ease of Application.
Fire & Extraneous Perils
- First Loss Sum Insured of up to $125,000.
- Optional Coverage for Building Structure at additional premium.
- Plate Glass Coverage up to 5% of Sum Insured or $50,000 whichever is lower.
- Inclusion of FULL THEFT Cover up to $50,000.
- Choice plan comes with a standard $200 daily benefit up to a maximum period of 100 days in the event of any interruption or interference as a result of the closure the whole premises resulting from loss of or damage by a loss covered in either Section 1(A) or 1(B).
- Infectious or Contagious Disease Extension.
- Failure of Electricity Supply Extension.
- Inclusion of FULL THEFT Cover up to $50,000 or Sum Insured whichever is lower.
- Snatch Theft Extension.
- Loss or damage to Safe, Drawers, Cabinets and Cash Registers up to a limit of $500.
- Inclusion of Personal Accident Benefit Cover for 2 Authorised Employees at $10,000 each.
Work Injury Compensation
- Personal injury sustained by your employees during mealbreaks within the Republic of Singapore.
- Advertising & Neon Signs Extension.
- Guests Effects Coverage.
- Tenant's Liability Extension.
- Funeral Expenses up to $1,000.
- Hospital Bonus of $200.
- Medical Reimbursement for Chinese Physicians/Acupunturists/Bonesetters Consultation up to $200.
- All Risks Cover for Accidental Breakage.
- Plate Glass includes fixed glass in Windows, Doors, Partitions, Shopfronts and Showcases.
- Covers up to 2 Named Employees in the Proposal Form.
- Automatic Reinstatement of Limit of Guarantee.
Excluded Trades / Businesses /Activities / Premises
- Couriers/delivery services
- Investigation sevices firms
- Events organizers
- Motor traders
- Money changers
- Container offices
- Premises used primarily for storage and / or manufacturing
- Premises not of brick / concrete construction or premises in open or without perimeter, fence or security
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