It is important that Employers report all WORK-RELATED ACCIDENTS involving their workers to the Ministry of Manpower (MOM) – Work Injury Compensation Department and our Claims Department immediately upon such occurrence. Employers are required to file an iReport available at MOM website for the reporting of Work-Related Accidents.
The deadlines for reporting the type of occurrence as stipulated by MOM is listed below:
|What to report||Reporting timeline|
|Where the accident results in death of any employee||Within 10 days of the occurrence|
|Where the accident results in any incapacity that renders the employee unfit for work for more than 3 consecutive days, or is admitted in a hospital for at least 24 hours for observation or treatment||Within 10 days of the occurrence|
** Failure to report a work-related accident is an offence which carries a fine of up to $5,000 for a first-time offence, and a fine of up to $10,000 and/or jail term of up to six(6) months for subsequent offences.
Please submit the following together with the claim form:
- Original Medical Bill(s), Receipt(s), Certificate(s)
- Copy of MOM's iReport
- Copy of the NRIC (for Singaporeans / Singapore Permanent Resident Workers) or Work Permit (for Foreign Workers)
- Copies of the salary voucher for the past 12 months prior to the accident
- Contract Agreement between Insured and Sub-contractor(s) -> (If injured worker is not under the direct employment of the Insured)
- Copy of the Sub-Contractor's insurance policy (if applicable) -> If injured worker is not under the direct employment of the Insured)
- Contract Value of this project (applicable for annual policy)
- Copies of CPF and Levy Statements (from) on policy commencement date (applicable for annual policy)
- Any other documents relating to this incident.
The above gives a brief and generalised summary of the claims procedure and is not an interpretation of the policy terms and conditions. We would advise that the policy schedule, endorsement, policy jacket and/or certificate of insurance should be read in conjunction with the above.
Depending on the circumstances of each case, further investigations may be required and there may be a request for further documents. Assistance may also be sought from the policyholder.